Pat Baldwin
Sr. Mortgage Advisor | NMLS# 1063182
Pat is a mortgage loan originator licensed in RI, MA, and CT with over 10 years of experience and a Business degree from Bryant University. She focuses on making homebuying and refinancing clear, informed, and enjoyable. By reviewing credit... Show More
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Pat made the process very simple and easy to manage. I would highly recommend her to everyone who is looking to buy a new home, or refinance their existing one!
Reply from Pat Baldwin
August 31st, 2024 08:28 PM
Hi Paul, it's great to hear that the process was simple and easy for you. I really enjoyed helping you and Sandra buy your new home before closing on the sale of your current home. Thank you so much for the 5-star review and for your recommendation...
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My new Husband and I used Pat Baldwin for our first mortgage, and she was incredible! Not only did she help us pay off a significant amount of debt, but she also educated us about each step and each process! She really put in so much effort...
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Reply from Pat Baldwin
August 14th, 2024 10:00 PM
Hi Emma! I'm thrilled about your positive experience. Helping you get your first mortgage and find your dream home was truly a pleasure. I'm so glad I could guide you through each step of the process and help you pay off a significant portion...
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Pat Baldwin is the smartest person with money I’ve ever had the pleasure to meet. She worked with us for over a year to ensure we got our dream home.
Anyone who’s lucky enough to work with her is in the best hands in the business.
Reply from Pat Baldwin
August 14th, 2024 06:12 PM
Wow! What a nice thing to say about me Mike! I love sharing all the financial information I know, and you and Emma are quick learners! Helping you secure your dream home was truly a pleasure. It's phenomenal to hear that you felt well taken...
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Pat was extremely thorough, supportive and a pleasure to work with. As first time home buyers she really helped ease the process for us and assist us along the way. We really appreciated her being flexible with our schedules to talk at all...
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Reply from Pat Baldwin
August 1st, 2024 02:34 PM
Thank you, Jenn!! I'm so glad you had a great experience working with me! It's always good to hear I was able to make the process easier and stress-free for first-time home buyers like you and Joe. Thank you for the 5-star rating and for the...
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Pat made it great! She was very communicative, professional, knowledgeable, and kind. She was there with us every step of the way. She took the time to explain every single detail. I would suggest her to anyone looking for a Mortgage Advisor,...
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Reply from Pat Baldwin
July 22nd, 2024 08:18 PM
Thank you so much Caroline for your kind words and the 5-star review! You and Colin were a pleasure to help! I'm thrilled to hear you had a positive experience. Helping people understand each step of the process is something I strive for! Your...
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Pat went above and beyond to help me close on my dream home. She was always available and guided us through the whole process.
Reply from Pat Baldwin
July 3rd, 2024 01:59 PM
Thanks Ashely! I'm SO glad the beautiful home you bought turned out to be better for you than all the other ones you put offers in on! It has been a pleasure going on the journey with you! Please call me anytime!
Had the best and easier experience with Pat and the team I worked with. Great communication and thorough on everything I was told and asked to do. I recommend them to everyone to get the job done and efficiently. They are the best.
Reply from Pat Baldwin
June 28th, 2024 09:10 PM
Thanks Nate! Glad we were able to get your RI Housing loan CLOSED IN 21 DAYS!!! Thanks for choosing me to help you buy your first home!
Pat was available 24/7, making every step of the process as clear and worry free as possible. I never once worried about the financing portion of my move. She walked me thru every step. If I ever did have a question, she went above and beyond...
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Reply from Pat Baldwin
June 24th, 2024 03:51 PM
Thanks Dave!! It's always a pleasure helping you finance your home purchases and refinances! I hope you enjoy many years of happiness in your new Boston Condo! Call my anytime I can help you or someone you know!
I done business with a lot lenders, but was not expecting the service that I got the Province Mortgage, the best people specially pat Bing Baldwin She was there for me every step of the way thanks. I will never forget the good work done for...
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Reply from Pat Baldwin
June 4th, 2024 09:36 PM
Thanks for your kind words Antonio! It was a pleasure helping you! Know that I'm always here to help you next time you need me! - Pat Baldwin
Pat is extremely helpful, attentive, personable and best in class at what she does. As first time homebuyers, it can be an extremely overwhelming experience (especially in today’s market), and Pat was a knowledgeable voice of support throughout...
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Reply from Pat Baldwin
June 3rd, 2024 11:38 PM
Hi Barrett, I'm thrilled to hear that your home buying experience was a positive one! It was truly a pleasure working with you and I'm glad I could provide the support you needed in this intense market. Your kind words mean a lot to me. Should...
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About
Pat is a mortgage loan originator licensed in RI, MA, and CT with over 10 years of experience and a Business degree from Bryant University. She focuses on making homebuying and refinancing clear, informed, and enjoyable. By reviewing credit, income, savings, and debt upfront, she helps clients understand their budget and monthly payments before they begin house hunting.
Known for her thorough pre-qualification process, Pat ensures deals reach closing without surprises. Her accounting background helps her guide self-employed clients and investors, and her experience as a landlord offers added insight. A former realtor, she values teamwork and education.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Reverse Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1063182
Disclaimer
Province Mortgage Associates, Inc. NMLS #2861 | RI Licensed Mortgage Lender and Broker | MA Licensed Broker and Lender #MC2861, as a broker we arrange, but do not make loans | CT Licensed Mortgage Lender | NH Mortgage Banker NMLS ID #2861 | Florida Mortgage Lender MLD1449