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New American Funding - Oscar Reto - Branch Manager | NMLS # 505436 in Charlotte, NC
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New American Funding - Oscar Reto

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Branch Manager | NMLS # 505436

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During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My ... Show More
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  • Encompass
    A
    Alexis Y G
    China Grove, NC
    Posted on February 19th, 2026 03:12 PM
    They were very kind and helped us with everything and all our doubts, and they attended to us at all times.
    Reply from Oscar Reto
    March 2nd, 2026 05:09 PM
    Alexis, I'm glad to hear that you felt supported and attended to throughout your experience. Providing assistance and addressing all your needs is always a priority for me. If you have any more questions or need further help in the future,...
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    Guadalupe D C
    China Grove, NC
    Posted on February 16th, 2026 03:31 PM
    Great people
    Reply from Oscar Reto
    February 26th, 2026 03:32 PM
    Guadalupe, I appreciate your feedback. It's nice to know that you had a positive experience with us. If there's anything more you'd like to share or if you have any questions, feel free to reach out. Thank you for taking the time to leave a...
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  • Encompass
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    Caroline R J
    Zebulon, NC
    Posted on February 5th, 2026 11:46 PM
    David, Oscar, and Angel have been excellent to work with. I will continue to use NAF and refer my friends here for their mortgage needs.
    Reply from Oscar Reto
    February 16th, 2026 05:17 PM
    It's wonderful to hear about your positive experience, Caroline. I'm grateful you found it excellent working with us, and that you're considering New American Funding for future mortgage needs and referrals. Your support means a lot, and I...
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  • Encompass
    S
    Sairelys A
    Charlotte, NC
    Posted on February 5th, 2026 02:05 PM
    An excellent loan officer! Always available, clear with communication, and truly cares about their clients. Couldn’t have asked for better support.
    Reply from New American Funding - Oscar Reto
    March 18th, 2026 11:56 AM
    Sairelys, it's uplifting to know that you had such a positive experience. Effective communication and being available when needed are key priorities. If you ever require further assistance, please feel free to reach out. Thank you for your...
    read more
  • Encompass
    L
    Luis R
    Rock Hill, SC
    Posted on January 24th, 2026 03:25 PM
    Yes you did
    Reply from New American Funding - Oscar Reto
    January 25th, 2026 11:39 PM
    Thank you for your feedback, Luis. I'm glad I could assist you effectively. If there's anything more you need or any questions you have, feel free to reach out.
  • Encompass
    H
    Hilton H F
    Charlotte, NC
    Posted on January 9th, 2026 02:45 AM
    I was 3 years trying to get a loan for a house and American funding make everithing easy, thank to marcela make my dream come true.
    Reply from Oscar Reto
    January 19th, 2026 04:17 PM
    It’s encouraging to hear about your positive experience, Hilton. I understand how challenging it can be to secure a loan, and I'm pleased that Marcela and New American Funding could make the process smoother for you. Thank you for sharing your...
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  • Encompass
    A
    Andrea D G
    Waxhaw, NC
    Posted on December 23rd, 2025 03:45 PM
    Oscar and his team are the best in the industry!
    Reply from Oscar Reto
    January 2nd, 2026 03:46 PM
    Thank you for your kind words, Andrea. I'm pleased to know that you feel so positive about my team and me. It's always my goal to provide the best service possible. Your feedback is truly valued and appreciated.
  • google
    I
    Isbel
    Posted on December 23rd, 2025 03:08 PM
    New American Funding - Oscar Reto has received a review with 5 star rating from Isbel
    Reply from Owner
    January 25th, 2026 11:40 PM
    I'm grateful for the excellent rating, Isbel. Thank you for your trust in me.
  • Encompass
    I
    Isbel O
    Monroe, NC
    Posted on December 23rd, 2025 03:06 PM
    The communication was great , every time I had a question, they always answered.
    Reply from Oscar Reto
    January 2nd, 2026 03:07 PM
    I appreciate your feedback, Isbel. It's important to me that you felt supported with every question you had. I'm glad the communication met your expectations during the process. Thank you for taking the time to share your experience.
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    I
    Idalia S M
    Rock Hill, SC
    Posted on December 22nd, 2025 02:54 AM
    I am very satisfied with my home loan experience. The application process was clear and well explained, and I received helpful guidance at every stage. The terms of the loan were transparent, and all my questions were answered promptly.
    Reply from New American Funding - Oscar Reto
    December 22nd, 2025 01:17 PM
    It's great to know that you had a positive experience with your home loan process, Idalia. I’m glad I could provide clear explanations and guidance throughout each stage. Transparency and promptly addressing your questions are priorities for...
    read more
  • 81–90 of 1015
    About
    During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My accounting background has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns. Loan with NO SURPRISES is my objective. I understand it, and that is why I work very hard to keep everybody informed throughout the whole loan process. Specialties: Self- employed borrowers., Jumbo Loans, First Time Homebuyers , Investor Financing up to 10 properties, Bilingual Loan Officer (Spanish)
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 505436
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing