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New American Funding - Oscar Reto - Branch Manager | NMLS # 505436 in Charlotte, NC
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New American Funding - Oscar Reto

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Branch Manager | NMLS # 505436

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During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My ... Show More
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  • Encompass
    H
    Heris N R
    Asheville, NC
    Posted on December 11th, 2025 09:03 PM
    My dream of buying my house come true Thanks to the work of Oscar and his entire Team Thanks
    Reply from Oscar Reto
    December 22nd, 2025 01:19 PM
    I'm glad to know that your dream of buying a house has become a reality, Heris. It was a pleasure to assist you in this journey. Thank you for choosing me and New American Funding to be part of such an important milestone.
  • Encompass
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    Guadalupe L
    Gastonia, NC
    Posted on December 8th, 2025 12:31 PM
    Oscar Reto is exceptional! Mr Reto and his team works really fast and professional , very close to the buyers and their agents , ready to resolve whatever eventually in the process. Thank you for helping my clients .
    read more
    Reply from New American Funding - Oscar Reto
    December 8th, 2025 02:37 PM
    I truly appreciate your kind words about my work and the team's efforts, Guadalupe. It's important to me to be responsive and supportive throughout the process, ensuring smooth communication with both buyers and their agents. Thank you for...
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  • Encompass
    R
    Reina M
    Asheville, NC
    Posted on December 5th, 2025 01:14 PM
    Great team we are so happy to be part of this great team, my clients are very satisfied
    Reply from Oscar Reto
    December 22nd, 2025 01:25 PM
    It's great to hear that you're so pleased with being part of the team and that your clients are very satisfied. Your satisfaction is important to me, and I’m glad to have your support at New American Funding. Thank you for your positive feedback....
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    Lilian Q
    Posted on November 29th, 2025 04:44 PM
    We had a really great experience working with Oscar Reto team they were very knowledgeable professionals great communication skills quick great solving situations closing in record time we love the Oscar’s Reto team highly recommended. Thank...
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    Reply from Owner
    December 22nd, 2025 01:26 PM
    I'm pleased to hear about your positive experience with my team and me, Lilian. Knowing that you valued our knowledge, professionalism, and communication means a lot. I'm glad we could assist with your needs efficiently and effectively. Thank...
    read more
  • Encompass
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    Lilian Y Q
    Charlotte, NC
    Posted on November 29th, 2025 04:44 PM
    Very professional,great communication,quick, they look for solutions,as much as they can the best team blessings to you all and keep it up the outstanding job⭐️⭐️⭐️⭐️⭐️. we will highly recommend your team.!!
    Reply from Oscar Reto
    December 9th, 2025 04:45 PM
    I'm grateful for your kind words and recommendation, Lilian. It’s wonderful to know that you appreciated the professionalism and communication throughout the process. I'm committed to searching for solutions and delivering a positive experience....
    read more
  • google
    Y
    Yiny A
    Posted on November 28th, 2025 06:10 PM
    Working with New American Funding, especially with Oscar, made the whole process incredibly smooth and stress-free. Everything was explained in a clear and simple way that made it easy to understand, even when it came to complicated parts like...
    read more
    Reply from Owner
    December 22nd, 2025 01:28 PM
    I'm glad to know that your experience with me and New American Funding was smooth and straightforward. It's important to me that the process feels clear and manageable for you, even during the more complicated stages. Your comments on feeling...
    read more
  • Encompass
    Y
    Yiny F A
    Lincolnton, NC
    Posted on November 28th, 2025 06:10 PM
    Working with New American Funding, especially with Oscar, made the whole process incredibly smooth and stress-free. Everything was explained in a clear and simple way that made it easy to understand, even when it came to complicated parts like...
    read more
    Reply from Oscar Reto
    December 8th, 2025 06:11 PM
    Thank you for sharing your experience with me at New American Funding. I'm pleased to hear that you found the process smooth and stress-free. Clear communication, especially with complex details, is important, and I'm glad it helped you feel...
    read more
  • Encompass
    M
    Mayra P
    Lincolnton, NC
    Posted on November 25th, 2025 04:11 PM
    Excellent Experience!!! Very responsible and keep the client informed every step of the way. Looking forward to working together again.
    Reply from New American Funding - Oscar Reto
    November 25th, 2025 04:22 PM
    It's great to hear that you had such a positive experience and felt well-informed throughout the process. I appreciate your feedback and look forward to the possibility of working with you again in the future.
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    María A
    Posted on November 25th, 2025 03:21 PM
    Oscar and his team were really helpful and always willing to help.
    Reply from Owner
    December 22nd, 2025 01:28 PM
    I'm glad to know that your experience with me and New American Funding was smooth and straightforward. It's important to me that the process feels clear and manageable for you, even during the more complicated stages. Your comments on feeling...
    read more
  • Encompass
    M
    Maria I A
    Gastonia, NC
    Posted on November 25th, 2025 03:18 PM
    Oscar and his team were answered all my questions and their customer service was great.
    Reply from New American Funding - Oscar Reto
    November 25th, 2025 04:22 PM
    Thank you for highlighting the quality of customer service you experienced. I'm pleased to hear that I was able to address all your questions. It was a privilege to assist you through this process.
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    About
    During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My accounting background has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns. Loan with NO SURPRISES is my objective. I understand it, and that is why I work very hard to keep everybody informed throughout the whole loan process. Specialties: Self- employed borrowers., Jumbo Loans, First Time Homebuyers , Investor Financing up to 10 properties, Bilingual Loan Officer (Spanish)
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
    View All
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 505436
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing