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New American Funding - Oscar Reto
Branch Manager | NMLS # 505436

During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My ... Show More
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Reviews from Web
Won experience as always ☺️☺️☺️☺️
Reply from Oscar Reto
August 30th, 2026 12:47 PM
Sairelys, I'm happy to hear that you had a positive experience. Thank you for your kind words!
Tuve una excelente experiencia con New American Funding. Todo el proceso de post-cierre fue muy eficiente y el servicio al cliente fue excelente. El equipo siempre fue amable, profesional y respondió rápidamente a todas mis preguntas. Hicieron...
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Reply from Oscar Reto
July 28th, 2026 07:33 PM
Maria, me complace saber que tuviste una excelente experiencia con New American Funding. Aprecio tus amables palabras sobre la eficiencia del proceso y el servicio al cliente. Si en el futuro necesitas más asistencia, no dudes en contactarme....
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New American Funding - Oscar Reto has received a review with 5 star rating from María E G
Reply from Owner
July 30th, 2026 08:25 PM
Thank you for the great rating, María. I'm grateful for your support and look forward to assisting you again in the future.
Excellent service from start to finish! Professional, responsive, and made buying our home a seamless experience. Highly recommend!
Reply from New American Funding - Oscar Reto
July 18th, 2026 03:01 PM
Martha, I truly appreciate your kind words. I'm glad to hear that I could make your home-buying experience seamless and professional. If you ever need assistance in the future, don't hesitate to reach out.
New American Funding - Oscar Reto has received a review with 5 star rating from Martin L
Reply from Owner
July 18th, 2026 03:01 PM
Thank you for your positive rating, Martin. I appreciate your support and am here to assist whenever you need.
Oscar is always available to answer questions to my team. He gets the job done and so far we have closed all our loans no matter what obstacles appear in the way. He simple is the best!
Reply from New American Funding - Oscar Reto
July 18th, 2026 03:02 PM
Martin, I'm grateful for your kind words and trust in me to support your team. It's great to know that we've successfully closed all our loans together, overcoming any challenges along the way. If there's anything more you need, I'm here to...
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Oscar was knowledgeable, responsive, and made the entire process smooth and stress-free. He took the time to answer all my questions and truly went above and beyond. Excellent service from start to finish!
Reply from Oscar Reto
July 18th, 2026 03:03 PM
Maria, I appreciate your kind words about my service. I'm glad I could make the process smooth and stress-free for you. If you have any more questions or need assistance in the future, please feel free to reach out to me.
Smooth process!
Reply from Oscar Reto
June 30th, 2026 03:34 PM
Aracely, I'm pleased to hear that the process went smoothly for you. If there's anything else you need, feel free to reach out to me.
As a local Realtor in the Charlotte area, I always appreciate working with professionals who make the lending process smooth and stress-free for our clients. I recently had the pleasure of working with Oscar Reto and his team, on a successful...
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Reply from Owner
June 30th, 2026 02:24 PM
Rosemara, I'm glad to hear that you had a positive experience working with me and my team. It's rewarding to know that our efforts helped make the lending process smooth for your clients. I appreciate your kind words and look forward to collaborating...
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Great communication, very professional, and timely Response
Great job helping my clients close on their home, quick , easy and stress free.
Reply from Oscar Reto
July 18th, 2026 03:03 PM
Rosemara, I'm grateful for your feedback on the communication and professionalism you experienced. It's wonderful to know that I could assist your clients in closing on their home smoothly and stress-free. Thank you for your kind words.
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About
During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My accounting background has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns.
Loan with NO SURPRISES is my objective. I understand it, and that is why I work very hard to keep everybody informed throughout the whole loan process. Specialties: Self- employed borrowers., Jumbo Loans, First Time Homebuyers , Investor Financing up to 10 properties, Bilingual Loan Officer (Spanish)
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Purchase
Refinance
Conventional Loan
VA Loan
FHA Loan
Reverse Mortgage
Construction Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 505436
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing