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New American Funding - Oscar Reto - Branch Manager | NMLS # 505436 in Charlotte, NC
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New American Funding - Oscar Reto

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Branch Manager | NMLS # 505436

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During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My ... Show More
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  • Encompass
    S
    Sairelys A
    Charlotte, NC
    Posted on July 19th, 2026 12:53 PM
    Won experience as always ☺️☺️☺️☺️
    Reply from Oscar Reto
    August 30th, 2026 12:47 PM
    Sairelys, I'm happy to hear that you had a positive experience. Thank you for your kind words!
  • Encompass
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    Maria M
    Charlotte, NC
    Posted on July 18th, 2026 03:12 PM
    Tuve una excelente experiencia con New American Funding. Todo el proceso de post-cierre fue muy eficiente y el servicio al cliente fue excelente. El equipo siempre fue amable, profesional y respondió rápidamente a todas mis preguntas. Hicieron...
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    Reply from Oscar Reto
    July 28th, 2026 07:33 PM
    Maria, me complace saber que tuviste una excelente experiencia con New American Funding. Aprecio tus amables palabras sobre la eficiencia del proceso y el servicio al cliente. Si en el futuro necesitas más asistencia, no dudes en contactarme....
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    María E G
    Posted on July 18th, 2026 11:46 AM
    New American Funding - Oscar Reto has received a review with 5 star rating from María E G
    Reply from Owner
    July 30th, 2026 08:25 PM
    Thank you for the great rating, María. I'm grateful for your support and look forward to assisting you again in the future.
  • Encompass
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    Martha M B
    Kure Beach, NC
    Posted on July 14th, 2026 12:10 PM
    Excellent service from start to finish! Professional, responsive, and made buying our home a seamless experience. Highly recommend!
    Reply from New American Funding - Oscar Reto
    July 18th, 2026 03:01 PM
    Martha, I truly appreciate your kind words. I'm glad to hear that I could make your home-buying experience seamless and professional. If you ever need assistance in the future, don't hesitate to reach out.
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    Martin L
    Posted on July 8th, 2026 03:17 PM
    New American Funding - Oscar Reto has received a review with 5 star rating from Martin L
    Reply from Owner
    July 18th, 2026 03:01 PM
    Thank you for your positive rating, Martin. I appreciate your support and am here to assist whenever you need.
  • Encompass
    M
    Martin L
    Asheville, NC
    Posted on July 8th, 2026 03:16 PM
    Oscar is always available to answer questions to my team. He gets the job done and so far we have closed all our loans no matter what obstacles appear in the way. He simple is the best!
    Reply from New American Funding - Oscar Reto
    July 18th, 2026 03:02 PM
    Martin, I'm grateful for your kind words and trust in me to support your team. It's great to know that we've successfully closed all our loans together, overcoming any challenges along the way. If there's anything more you need, I'm here to...
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  • Encompass
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    Maria G C
    Salisbury, NC
    Posted on July 3rd, 2026 11:02 AM
    Oscar was knowledgeable, responsive, and made the entire process smooth and stress-free. He took the time to answer all my questions and truly went above and beyond. Excellent service from start to finish!
    Reply from Oscar Reto
    July 18th, 2026 03:03 PM
    Maria, I appreciate your kind words about my service. I'm glad I could make the process smooth and stress-free for you. If you have any more questions or need assistance in the future, please feel free to reach out to me.
  • Encompass
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    Aracely G
    Charlotte, NC
    Posted on June 20th, 2026 03:34 PM
    Smooth process!
    Reply from Oscar Reto
    June 30th, 2026 03:34 PM
    Aracely, I'm pleased to hear that the process went smoothly for you. If there's anything else you need, feel free to reach out to me.
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    R
    Rosemara E
    Posted on June 19th, 2026 11:28 AM
    As a local Realtor in the Charlotte area, I always appreciate working with professionals who make the lending process smooth and stress-free for our clients. I recently had the pleasure of working with Oscar Reto and his team, on a successful...
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    Reply from Owner
    June 30th, 2026 02:24 PM
    Rosemara, I'm glad to hear that you had a positive experience working with me and my team. It's rewarding to know that our efforts helped make the lending process smooth for your clients. I appreciate your kind words and look forward to collaborating...
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  • Encompass
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    Rosemara E
    Charlotte, NC
    Posted on June 19th, 2026 11:24 AM
    Great communication, very professional, and timely Response Great job helping my clients close on their home, quick , easy and stress free.
    Reply from Oscar Reto
    July 18th, 2026 03:03 PM
    Rosemara, I'm grateful for your feedback on the communication and professionalism you experienced. It's wonderful to know that I could assist your clients in closing on their home smoothly and stress-free. Thank you for your kind words.
  • 21–30 of 1015
    About
    During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My accounting background has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns. Loan with NO SURPRISES is my objective. I understand it, and that is why I work very hard to keep everybody informed throughout the whole loan process. Specialties: Self- employed borrowers., Jumbo Loans, First Time Homebuyers , Investor Financing up to 10 properties, Bilingual Loan Officer (Spanish)
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 505436
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing