

YES - Knoxville, TN
Knoxville, TN

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Since we were purchasing a second home away from home in the mountains I had to search for lenders in the area. I came across the mortgage company and found that others gave it a very high score on their review as well as complimentary remarks....
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Adam shelton and his team were a dream. We shopped around for a morgage company and they beat everyone we looked into, even USAA! We were first time home buyers and he was willing to answer our questions 24/7, always friendly and genuinely...
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Adam Shelton with Sierra Pacific is the best at what he does. We could not of asked for a better mortgage lender and overall experience. I highly reccomend him and the company he stands for. We will continue to share with friends and family...
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Adam made the entire process of buying my home awesome! He counseled me early on, recommending steps on how to ensure I would be able to qualify and close. I don't know if I could have done it without his expertise and his patience. This was...
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Adam is wonderful. He listened to my goals with home ownership and guided me a direction that made every single goal possible. My realtor enjoyed working with Adam as well and commented on how responisve, honest, and kind he was.
Adam was the best part about buying our house, and our mortgage guy was a friend! He was ridiculously prompt with everything and never let us worry about a thing. I HIGHLY recommend working with Sierra Pacific Mortgage.
The level of expertise and service I received from Adam Shelton at Sierra Pacific Mortgage was nothing less than stellar. The home purchasing process can be very intimidating for a first time buyer, however the team here went well above and...
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Adam Shelton was a PLEASURE to work with! He was a available any time day or night. Very friendly yet professional. Overall a WONDERFUL experience and I hope to work with them again in the future.
Adam at Sierra Pacific Mortgage was the most helpful person throughout our entire home buying experience. He made us feel at ease, answered every question, answered every phone call and made the paperwork process as seemless as it could have...
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Adam Shelton was professional, diligent, and very aware of my priorities, goals and deadlines. He put in extra time to bring even my small loan in at a great rate, help me close on time, and explained everything in real english along the way....
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.