YES - Knoxville, TN
Knoxville, TN
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM(Open now)
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closed
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closed
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Reviews from Web
Where do I begin...Rayma was a breath of fresh air during the entire process of purchasing my new home she answered every crazy question I would have and always found me a answer!! I cannot say enough things about her she was absolutely AMAZING...
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Reply from Rayma McGehee
March 16th, 2025 12:47 AM
Thank you so much Carrie!! It was my pleasure to assist you! I am always here if you need anything or have any questions!
She was extremely easy to deal with and made it happen, I will recommend her services to anyone looking. 5 stars.
Reply from Rayma McGehee
June 13th, 2024 12:29 AM
Thank you so much Oscar! You were great to work with! Thank you for giving me the opportunity to help you close the deal 3 other lenders couldn't!
Awesome to work with. 5* experience.
Reply from Rayma McGehee
June 13th, 2024 12:30 AM
Thank you sir! You were awesome to work with as well!
Rayma and her team were fantastic with our new home purchase! We moved from out of state and as stressful as it was, Rayma made it seamless. She's knowledgeable, caring, honest, dependable, and communicative. Would highly recommend.
Reply from Rayma McGehee
June 13th, 2024 12:32 AM
Thank you so much Angela! It was an absolute pleasure to assist you and your husband!
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Absolutely one of the best. She will go above and beyond for you and check in to make sure that everything is going good. Very knowledgeable and personable. Highly recommend.
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Ruth was more than amazing, and went WAYY above and beyond for us!!! If I could say anything good about her it would be that she should be your first and only choice for a loan officer. We will definitely use her in our future needs.
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Ruth is one of the absolute greatest mortgage loan officer's that I got the absolute pleasure to work with. She went above and beyond for our clients to get them into their first home, explained the entire process to them, went through different...
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Ruth has helped us with all of our homes and we wouldn’t think of working with anyone else! She is willing to do whatever it takes to get the job done. She’s a great communicator and REALLY cares about everyone she helps. You can’t go wrong!...
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Ruth was the perfect guide for such a complex process! I'm self employed, which can often make things difficult, but Ruth walked me through each step and made it all seem easy peasy :)Plus, she's so friendly and kind!Highly recommend.
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I have worked with Ruth on two different home purchases over then past 5 years and I wouldn’t trust anyone else. She is the first person I call and I would recommend her to anyone. She made it possible for us to buy a home in 2022 at the height...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.