West Palm Beach, FL
West Palm Beach, FL
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
great person to deal with and very personal and always on the money
she has lots experience she explains everything very clear i would highly
recomend her to any body with confident good show thank you
Debra and Tamis work ethic together.
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Kathleen Christensen | Loan Officer | Element Home Loans
Kate was very helpful, responsive and knowledgeable. For the pieces within her control I was very pleased with all aspects of our interaction with her.
I can't say enough good about Debra Carroll. She was on top of things from the start. She kept my husband and I informed at ALL times. Guiding us through each step of the process. Professional and caring, is why our experience was GREAT !
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Working with Debra was amazing. She maid everything seem so easy even though I knew it wasn't. She was there every time I called or emailed to answer any questions. She told me exactly what I had to do to get the house we wanted. I couldn't...
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Very open communication, never left in the dark about the loan process
She waited and waited and waited some more for us. Wasn't upset that it took so long to finally close on a house. It was almost a year of her time she spent on us. Now we have the home of our dreams thanks to her patience.
Debbie was amazing throughout the entire process. I truly believe we wouldn't have been able to do it without her. I have already recommended her to others to get her assistance.
Nichole was very responsive and always returned messages and email in a timely manner. She was friendly and informative.
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James Carter | Loan Officer | Element Home Loans
Jim went the extra mile and helped me obtain the loan I needed. He was either always available, or returned call promptly. He also walked me through everything I needed to do, and patiently explained why (because I always ask questions). I...
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.