
West Palm Beach, FL
West Palm Beach, FL

Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Friendly and knowledgeable .......... always on top of things. Ready to answer any questions and gets right back to me when I need to discuss the mortgage specifics.
Crazy a times but overall things got worked out.
Debra was always sending emails and phone calls and finding a loan that worked for me. The team for the closing was the best as they went over all the paperwork with me and made the closing go quick. Thank You.
Debra was always very helpful and on top of things, I would recommend her to anyone
I had a lot of equity in our home, and felt in need of relief of those pesky credit cards, taxes, and future buyout of my leased vehicle. I called Nichole and she had several solutions ready. She handled everything in a very timely manner....
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Brian is a rock star. He is extremely competent, professional, and efficient. Best I've ever worked with. That's why we keep coming back to him.
It was great. After being treated like a number with my last company Debra took time with me to explain everything and put up with my million annoying emails lol. She also helped me find insurance that was half the price of the lowest one I...
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Debra Harper was to the point from start to finish! Thank you!
Debra was such a pleasure to work with on our home loan. Always professional, persistent in communication and finding solutions when troubles rose. I would repeat our loan process with Debra if given the opportunity. And definitely would recommend...
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Debra was absolutely amazing through the entire process. She made sure that I was up to date on every single step of the process.
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.