
West Palm Beach, FL
West Palm Beach, FL

Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Our entire experience throughout the mortgage process with Element Funding has been so positive and Nichole is the number 1 reason! Nichole is a true professional who is friendly, caring and knowledgeable about the entire mortgage process....
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Debbie made this experience very seamless and very professional! Her and all of the people involved in this loan process were fantastic!
The whole buying process was a breeze and Nichole is Amazing. This is my 2nd Mortgage Loan with Her and I am completely satisfied! Thanks Nichole!:)
Debra Harper's years of experience in the mortgage industry make her great choice for your mortgage needs. She guided us each step of the way and made the loan process quick and easy.
Processing everything from out of state Debra was a blessing. She was always there to answer any questions and responded to voice mail and e-mails in a timely manner. The loan approval and information gathering was much easier than I had expected....
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Great communication made us feel at ease through the whole process.
Very prompt and professional , Knowledgeable.
Kate was very professional and upfront with the details through the entire process. We had a very positive experience.
Ms. Gwen was an awesome resource and advisor for me. I could not have done this without her!
Experience is what counts and Debra Harper is Awsome! Beginning to closing is smooth sailing even with a hurricane passing by! Thanks Debra for making this Easy!
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.