West Palm Beach, FL
West Palm Beach, FL
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
This is not the first home I had Debra Harper assist me with purchasing. The reason? Well that's an easy answer. Debra will assist you every step of the way!! Buying a home is a stressful time, so there is nothing like having someone who is...
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Attention to detail. Solid advice and suggestions
Nichole was super helpful to my husband and I as first time home buyers and explained things we didn’t understand and took us through the process step by step and even came to meet us in person on signing day which was amazing. We even received...
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Debra was extremely helpful during this stressful time by helping us, and making sure we fully understood every step. We knew from the start she really cared. When ever we had a question her response time was amazing. She was truly a God send....
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Debra was awesome to work with, she was readily available to answer any questions that came up during the process and she was extremely helpful in negotiating our home buying experience. Thank you again Debra for everything .
Nicole went above and beyond as usual!!
Debra Harper and staff were prompt Always answering my questions easy to get a hold of and always return my phone calls all-around a great experience
for
Kathleen Christensen | Loan Officer | Element Home Loans
Everything went as smooth as could be. Kate was always pleasant, returned calls promptly. Always reachable when I had any questions. Thank you so very much for the great experience!
for
Kathleen Christensen | Loan Officer | Element Home Loans
My experince with Kathleen Christensen was very Professional, and genuine. Kathleen made my home buying experience outstanding.
Nichole is keen to guide you throughout the entire lending process in a most professional and knowledgeable way. I would recommend Nichole and her Element Funding team.
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.