West Palm Beach, FL
West Palm Beach, FL
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
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Business Hours
Fri
9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Very professional and efficient. Nichole answered all the questions that I had about the mortgage process even before I committed to using her services. Compared to other experiences I have had as a self-employed person, she made the process...
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Working with Brian was a pleasure. He communicated well, he was responsive and helpful, he gave good advice, and he was diligent and patient. Without Brian’s hard work, my family and I would not be moving into this new home. We are very appreciative...
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Kathleen Christensen | Loan Officer | Element Home Loans
Kathleen knowledge and services as a lender is Excellent. Kate goes over and beyond with her services to make a deal take place for her clients. Her services and extensive knowledge has helped me with my new home it could not have been done...
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Kathleen Christensen | Loan Officer | Element Home Loans
Kathleen was amazing, she kept in touch with us all through this process. We appreciate her and Betsy.
Simple, concise, timely information - at all times, I understood what was needed and where everything stood.
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Kathleen Christensen | Loan Officer | Element Home Loans
The seller cut my closing day in half and I was really worried we would not make the date. Kathleen and her awesome team really worked hard for me to be able to close on my new house in 15 days! Craziest thing I've ever heard of!! Kathleen...
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Debbie's response time is excellent. She's communicates clearly and offers sound advice. I would gladly recommend her to anyone seeking a home loan.
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Debra is a very conscientious and caring person who definitely goes above and beyond in her service to her customers. I highly recommend her.
Debra Harper and her Element team were amazing! Our loan was processed quicker than we originally expected, and she even got it done despite being sick, traveling, and a hurricane! I can't say enough things about this team, I would recommend...
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.