West Palm Beach, FL
West Palm Beach, FL
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Working with Debra and Dana was like having a personal mortgage banker available 24x7. They went above and beyond to answer my questions and make sure I was clear about what was required and what to expect. I am so appreciative of their patience...
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Debra Harper and her team has had another Stellar performance. Very friendly and easy to work with and helpful in resolving any issues as quickly as possible. Best in the business in my opinion. Pamela Meyer- LaRocque Realty
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My experience working with Element Home Loans was truly amazing. As a first-time homebuyer, I honestly didn’t know what to expect and had a lot of questions throughout the process. Nichole and Vanessa were so helpful from beginning to end....
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Communication was responsive and accurate.
This was my first (and surely not my last) time working with Nichole and her team. As a Realtor, I had an outstanding experience start to the finish. The transaction was smooth, communication was excellent, and responses were prompt. I especially...
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Great experienc, Debra kept me up to date and informed on everything through the loan process. She made it seem like a very easy process
Debra is very knowledgeable and helpful. Always available and responsive when needed.
Debra is a professional in every sense of the word. She is easy to communicate with, responds immediately and is always ready to help. I always recommend her to anyone who asks for someone in her field.
We was introduce to Nichole back in 2023. Nichole has never left our side. It was a long journey but we pushed through. On our journey towards homeownership I gave up but Nichole always said "Elisabeth ,this is your year". I took a couple of...
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Nichole was awesome from the start, anything questions i had she was more than happy to answer!
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.