
West Palm Beach, FL
West Palm Beach, FL

Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
She did a tremendous job, very effecient.
Mr. Carter is extremely knowledgeable and dedicated. I firmly believe that without his participation and persistent hard work that my loan would not have closed timely.
Reply from James Carter
January 25th, 2022 11:18 PM
It was definitely an honor to work with you on your re-finance to reduce you mortgage payment substantially. I enjoyed the experience and love to have customers like you that get all their documents in to us, and respond in a timely manner....
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She was very patient and kind walking me through the process
Very personable, and receptive to needs, she explained everything about the process fantastic , and was referred by a friend!
Thank You Debbie !!
A great lady to work with and is very understanding and knows her stuff
Working with Brian exceeded all of the expectations I had going into the mortgage process. He was responsive, he clearly articulated what was needed at every stage and what we should expect from Element and others that were working on the closing....
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Answers questions promptly. Always available.
Reply from Nichole Manor
February 28th, 2022 03:28 PM
Thank you so much for the opportunity of being able to work with you again and helping you to refinance. Always a pleasure.
She was wonderful. Her prompt responses made it much easier.
From start to finish Debra was on point. She did everything she said she would do and then some. I would recommend her and element funding to anyone looking to buy or refinance a home. Thank You
Kathleen Christensen | Loan Officer | Element Home Loans has received a review with 4.66 star rating from Charles W Y
121–130 of 679
About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.