Embrace Home Loans - Fairfax, VA
Fairfax, VA
Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awa... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Highly recommend you trust Patrick with your home financing! He has supported us three times - two purchases and one refinance to a lower rate. He is professional and thorough, and explains everything in detail. He does a great job reducing...
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Reply from Owner
May 6th, 2026 09:59 AM
Thank you for the great review, Matt! So happy to hear our work for you was exactly what you expected and we thank you for the opportunity to serve!
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Joe was responsive and stayed on track with out short closing. He answered all our questions and was always available to when we had concerns. Joe is a true professional and I highly recommend his services.
Reply from Joe Garon
April 12th, 2026 11:38 AM
I'm pleased to hear that you found my responsiveness and availability helpful throughout your closing process, Mark. It's important to me to address all questions and concerns promptly. Thank you for the kind recommendation. If you need any...
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Susan truly excelled throughout the entire process! She navigated the loan process smoothly, went the extra mile to educate the buyers, and her communication was outstanding. Best of all, my clients enjoyed a stress-free experience thanks to...
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Reply from Susan Banville
April 10th, 2026 02:28 PM
Lisa, thank you so much for this lovely review on the support, education and communication I provided our client! You were the ultimate professional AND so amazingly positive. So looking forward to working together again :}
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Excellent service with quick response!
Reply from Owner
April 12th, 2026 11:38 AM
Your feedback is greatly appreciated, Katrina. I’m pleased to know that you valued the service and found our response time effective. If any further questions come up or if there’s anything else you need, feel free to get in touch.
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My clients have had only wonderful things to say about Joe. Very knowledgeable! :-)
Reply from Joe Garon
April 9th, 2026 02:47 PM
I'm pleased to hear that your clients have had positive experiences working with me, Katrina. Sharing my knowledge to support clients is a key focus. If there's anything further I can provide or assist with, please don't hesitate to contact...
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Patrick Holland has received a review with 5 star rating from Emily W
Reply from Owner
April 9th, 2026 08:34 AM
Thank you for trusting me and my team with your new home purchase. So glad we could be a part of the process and be with you every step of the way.
As first time homebuyers, my husabnd I felt super overwhelmed with the mortgage process. Pat and his team stood out immediately because they took the time to educate us on the process, answer questions, and expalin each step thoroughly. We...
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Reply from Patrick Holland
April 23rd, 2026 01:44 PM
Emily, I'm glad to hear that I could help make your first homebuying experience more manageable. Educating and guiding clients through each step is very important to me, and I'm pleased that you found this helpful. Thank you for recommending...
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I had an excellent experience working with Lizbeth Najarro as my loan officer. From start to finish, she was professional, knowledgeable, and incredibly responsive. She took the time to explain every step of the process in a way that was easy...
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Reply from Lisbeth Najarro
April 22nd, 2026 08:26 PM
Natalie, I'm pleased to hear that your experience with me was positive and that my efforts helped make your loan process smooth. I appreciate your kind words about my professionalism and responsiveness. It's nice to know that my attention to...
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We did with Patrick our new home financing back in 2019 and then refinancing of the same house in 2021. Both went very smoothly and easy for us - Patrick's team did a great professional work. Not only was it done very quickly and efficiently,...
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Reply from Owner
April 7th, 2026 11:17 AM
Thank you for taking the time to let us know how well we did for you. We will always be here for questions or to help point you in the right direction when you need us.
Lisbeth and her team were phenomenal! I couldn't say more to describe their speed, efficiency and overall professionalism.
Reply from Lisbeth Najarro
April 21st, 2026 03:34 PM
Kaprice, I'm thankful for your kind words about my team and me. It's good to hear that you found our speed and professionalism helpful. If you need anything else, please feel free to reach out.
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About
Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2019
Time Zone
Eastern Standard Time (EST)
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.