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Hal Johnson - Senior Loan Officer | NMLS 233808 in Fairfax, VA

Hal Johnson

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Senior Loan Officer | NMLS 233808

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Hal Johnson (NMLS #233808) is a premier mortgage loan officer and local lending expert in Charlottesville, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Hal provides comprehensive hom... Show More
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Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM(Open now)
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Reviews from Web
  • SFTP
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    Gail H
    Charlottesville, VA
    Posted on August 15th, 2026 12:03 PM
    Hal is not only very knowledgeable, he was very easy to work with, very professional and extremely helpful during the whole loan process.
    Reply from Hal Johnson
    August 17th, 2026 01:16 PM
    Thank you Gail for your kind words. It was great to work with you and Michael! Wishing you many wonderful years in your new CRAIG BUIDERS home!
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    Michael H
    Charlottesville, VA
    Posted on August 12th, 2026 04:16 PM
    Recognizing the need to gather quite a bit of information from us, it was still somewhat annoying about some of the requests.
    Reply from Hal Johnson
    August 13th, 2026 12:07 PM
    Michael and Gail - Thank you for working with us on your new home financing and for taking the time to provide feedback on your experience.Really appreciate your diligence in providing the necessary information for your loan approval! Wishing...
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    Kyle G
    Burke, VA
    Posted on July 24th, 2026 01:40 PM
    Hal did an excellent job throughout the entire loan process. He clearly explained every step and patiently answered any questions we had. He was always quick to respond, followed up at the right times, and kept everything moving smoothly. Most...
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    Reply from Hal Johnson
    July 29th, 2026 01:40 PM
    Kyle, I appreciate your kind words and am happy to know that you felt supported and confident throughout the loan process. It's great to hear that my communication and professionalism made a positive impact on your experience. Thank you for...
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    Raazia S
    Burke, VA
    Posted on July 23rd, 2026 02:23 PM
    Staying on top of everything and completing tasks in a timely manner.
    Reply from Hal Johnson
    July 24th, 2026 12:42 PM
    Raazia - Thank you for your review. It was great to work with you and your very well organized team!
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    Jack R
    Posted on July 16th, 2026 11:12 AM
    Hal Johnson has received a review with 5 star rating from Jack R
  • SFTP
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    John R
    Charlottesville, VA
    Posted on July 16th, 2026 11:11 AM
    Hal made the entire mortgage process smooth and stress-free from start to finish. He was always available to answer questions, communicated clearly, and kept everything moving on schedule. His knowledge and guidance gave us confidence throughout...
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    Reply from Hal Johnson
    July 16th, 2026 11:29 AM
    Thank You for your kind words. Great to work with you and wishing you and your family many happy years in your new home!
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    Amy S
    Charlottesville, VA
    Posted on July 10th, 2026 12:33 PM
    Hal was quick to respond and I enjoyed working with him!
    Reply from Hal Johnson
    July 10th, 2026 12:39 PM
    Amy - Great to work with and I appreciate how easy it was to work with you!
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    Samantha M
    Lynchburg, VA
    Posted on July 8th, 2026 11:39 AM
    Very helpful and great communication!
    Reply from Hal Johnson
    July 8th, 2026 11:46 AM
    Hi Samantha - Thank you for your review. It was great to work with you on your first time home purchase! Hope you have many wonderful years in your new home. All the best, Hal
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    Nick B
    Charlottesville, VA
    Posted on July 3rd, 2026 05:58 PM
    This was a... unique deal and Hal remained patiend and proefessional through the process. I appreciate his support and flexibility.
    Reply from Hal Johnson
    July 3rd, 2026 07:48 PM
    Nick, Thank you for your review. You are a pleasure to work with and a true professional!.
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    Erica G
    Lynchburg, VA
    Posted on July 2nd, 2026 01:53 PM
    Hal was communicative, always on top of everything and made the experience seemless. Thank you for everything!
    Reply from Hal Johnson
    July 2nd, 2026 01:55 PM
    Thank you Erica. Great to work with you!
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    About
    Hal Johnson (NMLS #233808) is a premier mortgage loan officer and local lending expert in Charlottesville, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Hal provides comprehensive home financing solutions with Embrace Home Loans. Hal Johnson is a Senior Loan Officer in our Charlottesville, VA branch. He's focused on originating loans to help borrowers meet their unique financial needs and achieve their homeownership goals. Contact Hal today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Jun 3rd, 2022 - Current

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 233808
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.