

Universal - Denver, Greenwood Village, CO
Greenwood Village, CO

At Universal Lending Home Loans we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinanci... Show More
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closed
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closed
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9 AM to 5 PM
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Reviews from Web
Elizabeth and her team were amazing. Anytime I called or emailed with questions, I had immediate answers. The apps and tools they used to share information made this process so much easier than I’ve experienced in the past. They were proactive...
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Elizabeth and her team were amazing. Anytime I called or emailed with questions, I had immediate answers. The apps and tools they used to share information made this process so much easier than I’ve experienced in the past. They were proactive...
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We have now used Tonya Jenkins and Universal Lending for our home purchase and refinance. What a wonderful and easy experience. Tonya is amazingly knowledgeable and has been in the world of financing for a long time and that experience showed....
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Elizabeth and her team were perfect throughout our entire refi process. Not only did we quickly identify and qualify to drop from a 5% to a 3.25% interest rate, but were were also able to skip two payments! Adding in the late year escrow return...
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Elizabeth and her team were perfect throughout our entire refi process. Not only did we quickly identify and qualify to drop from a 5% to a 3.25% interest rate, but were were also able to skip two payments! Adding in the late year escrow return...
read more
Elizabeth and her team were perfect throughout our entire refi process. Not only did we quickly identify and qualify to drop from a 5% to a 3.25% interest rate, but were were also able to skip two payments! Adding in the late year escrow return...
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Great experience and knowledgeable team!!! Angel did a phenomenal job at making our process seem seamless and putting our minds at ease! Excellent experience!
My last two clients to use Judy were repeat Buyers who have challenging financial situations and trust her to obtain the best mortgage product for their situations. Judy always has options which are competitive and explains the value of those....
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Reply from Judy L. Jones - Residential Mortgag...
December 9th, 2019 04:33 PM
Thanks, Dave! It's always a pleasure to work with you and your clients. You are the utmost professional agent in the business and I love your knowledge!
I've worked professionally with Nicky for 9 years now and she has exceeded expectations at every turn! I used her for my own personal home purchase as well!! She is outstanding at guiding our clients through the loan process for their new homes!...
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Nicky walked me through the loan process step by step. She answered my questions, most of them several times. She put me at ease. My phone would ring when I was second guessing everything and Nicky would be on the line checking in. She is the...
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About
At Universal Lending Home Loans we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Universal Lending Home Loans offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.