
Signature Home Lending - Bakersfield, CA
Bakersfield, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Joe always goes above and beyond to help his clients through the lending process. He is very plesant to work with and makes you feel like a friend. We have used Joe for all of our mortgage needs for over a decade and will always use him. Joe...
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Reply from Joe G Navarro
January 16th, 2026 08:06 PM
Thank you for the kind words James. Trusting my team and me with your mortgage needs for over a decade truly means a lot. We take great pride in making the lending process smooth, transparent, and supportive from start to finish. We appreciate...
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We’ve used signature home lending and worked with Joe several times over the last 10 plus years. He is great, definitely recommend.
Thanks Angie for helping us through this process of achieving a lifetime milestone of buying our home. 😁
Reply from Angie Gonzalez
January 14th, 2026 11:20 PM
Thank you so much! It truly means a lot to me. I’m so happy I could help you achieve this huge milestone, and I’m grateful you trusted me to be part of your homebuying journey 😊🏡
I got approved.
Reply from Mery De La Rosa
January 12th, 2026 03:56 PM
I'm glad to hear about your approval, Miguel! If there's anything else you need as you move forward, I'm here to help with any questions or support. Thank you for choosing Golden Empire Mortgage, Inc.
Joe and his team will Go above and beyond for you just like they did for me & my family! I Highly recommend their services to anyone looking to purchase a home
Reply from Joe G Navarro
January 3rd, 2026 08:18 PM
Thank you for your kind words, Brian. It was a pleasure to assist you and your family with your home purchase. I'm committed to going above and beyond for all those I work with, and I'm glad that dedication made a positive impact on your experience....
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Kelly truly went above and beyond for us throughout the entire home-loan process. She was incredibly responsive, patient, and thorough, always taking the time to explain each step and make sure we felt confident in our decisions. Her dedication...
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Reply from Kelly Carrera
January 3rd, 2026 03:14 AM
I really appreciate your kind words, Jose. It was important to me that you felt comfortable and informed every step of the way. I'm glad I could help make the home-loan process smooth and manageable for you. Thank you for entrusting me with...
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Kelly truly went above and beyond for us throughout the entire home-loan process. She was incredibly responsive, patient, and thorough, always taking the time to explain each step and make sure we felt confident in our decisions. Her dedication...
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Buen service
Reply from Cynthia Escobar
January 5th, 2026 05:11 PM
Thank you for your feedback, Carlos. I'm pleased to hear you had a good experience. If you have any further questions or need assistance, feel free to reach out. Your satisfaction is important to me. - Cynthia
Troy took control and took care of everything. He simplified the process and took all the stress out of everythin. Thank you Troy! I hope all of Bakersfield contacts you for their loan needs!
Reply from Troy Owen
January 1st, 2026 03:12 PM
Thank you for your kind words, Eric. I'm glad I could help simplify the process and relieve some of the stress. It was a pleasure working with you through this journey. Should anyone in Bakersfield need assistance with their loan needs, I'm...
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Troy at Signature gets it done! I would recommend and use Troy 11/10 times!
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)