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  • NMLS # 372547
Business Hours
Monday
9:00 AM to 9:00 PM
Tuesday
9:00 AM to 9:00 PM
Wednesday
9:00 AM to 9:00 PM
Thursday
9:00 AM to 9:00 PM
Friday
9:00 AM to 9:00 PM
Saturday
10:00 AM to 8:00 PM
Sunday
closed

Time Zone

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Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows: Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions. Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate. Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services. Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."
  • Rating
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5.0
SFTP
E
Evany M
Bakersfield, CA
Posted on March 2nd, 2024 12:04 AM
Great communication
5.0
SFTP
I
Ivonne I
Bakersfield, CA
Posted on February 16th, 2024 05:08 PM
The communication was there. He made the progress go smooth and finish the refinancing fast.
5.0
SFTP
A
Andres M
Arvin, CA
Posted on November 1st, 2023 12:34 AM
Really helpfull and explained the entire process well.
5.0
SFTP
J
Julian Z
Bakersfield, CA
Posted on April 5th, 2023 02:53 PM
From the first day we went with Joe. I knew. I believe he met with my wife and I on a Sunday. Who does that? Goes into the office on a Sunday! I'll tell u who, Joe Navarro does!!! He was awesome. We where truly blessed to have him help us all...
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5.0
SFTP
A
Angelica S
Bakersfield, CA
Posted on December 10th, 2022 05:58 PM
Professional courteous employees
5.0
SFTP
L
Lisbeth M
Bakersfield, CA
Posted on December 9th, 2022 07:47 PM
Guided me through the different loan options and was able to get the funding I needed.
5.0
SFTP
J
Jesus L
Bakersfield, CA
Posted on October 6th, 2022 02:14 PM
Attentive and Fast responses.
5.0
SFTP
J
Justin K
Bakersfield, CA
Posted on July 26th, 2022 07:04 AM
Joe, was always there when I needed him. Whenever I had questions, all I had to do was call or text and he got back to me and explained and answered any and all questions I had.
5.0
SFTP
J
John K
Portola, CA
Posted on June 13th, 2022 06:33 PM
Personable and regular communication.
5.0
SFTP
O
Olga Y
Bakersfield, CA
Posted on February 7th, 2022 06:14 PM
Joe was very professional and easy to work with. He was also very patient as this was not an easy loan

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