
Hilda Payes
Loan Officer | NMLS # 296938

Hi! I am Hilda Payes! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're i... Show More
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Reviews from Web
I had a great experiense because when we needed something to be explained it was .
Reply from Hilda Payes
September 7th, 2026 01:11 PM
Maria, I'm grateful for your feedback and pleased to hear that your experience was great. It's good to know that the explanations provided were helpful when you needed them. If you have any other questions or need further assistance, feel free...
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Every step of the way and efficient and was just awesome experience thank you so much
Reply from Hilda Payes
August 31st, 2026 02:35 PM
Yanely, I appreciate your kind words about your experience. I'm glad to know that every step was efficient and met your expectations. If you need any further assistance, feel free to reach out.
Good atention
Reply from Hilda Payes
July 13th, 2026 01:38 PM
Diana, I appreciate your feedback on the attention you received. It’s wonderful to know that you had a positive experience. If there's anything else I can assist you with, please feel free to reach out.
Good communication..!!
Reply from Hilda Payes
June 22nd, 2026 08:43 PM
Jose, I appreciate your feedback on my communication. I'm glad it contributed positively to your experience. If there's anything else I can assist you with, please feel free to reach out.
Su calidez humana el trato excepcional, me sentí cobijada todo el proceso muchas gracias. Son personas muy lindas
Reply from Hilda Payes
June 8th, 2026 03:52 PM
Maria, agradezco tus amables palabras sobre mi calidez humana y trato. Estoy contenta de saber que te sentiste cobijada durante todo el proceso. Si necesitas algo más, no dudes en contactarme.
The attention to deatail and making sure I knew where we were at every point of the process
Reply from Hilda Payes
June 8th, 2026 03:00 PM
Alexandro, I appreciate your feedback on the attention to detail throughout the process. I'm glad I could keep you informed every step of the way. If there's anything else you need, please let me know.
Hilda was always available when I had a question. She even helped me out once during her lunch tlike. She was always nice and answered all my questions and concerns. Thank you Hilda.
Reply from Hilda Payes
June 5th, 2026 01:35 PM
Maria, I appreciate your kind words and am pleased to know that I could assist you whenever needed. Your satisfaction is important to me, and I'm glad I could help address your questions and concerns. If there's anything else you need, please...
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Hilda was amazing
Reply from Hilda Payes
June 5th, 2026 06:34 PM
Mohamed, I appreciate your kind words. I'm glad to hear you had a positive experience with me. If there's anything more I can do for you, please let me know.
I am absolutely thankful to have had Hilda as my loan officer. Her and her team are the best! They listened to my concerns, answered all of my questions and just overall made me feel important not just a loan number. I can't thank them enough...
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Reply from Hilda Payes
May 25th, 2026 02:56 PM
Maria, I'm truly grateful for your kind words and for sharing your experience with others. It's appreciated to know that you felt valued and well-supported throughout the loan process. If there's anything else you need, please feel free to...
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great communication and very great staff
Reply from Hilda Payes
May 4th, 2026 02:32 PM
Thank you for the positive feedback, Fabian. I'm happy to know that you appreciated the communication and found the staff to be great. If there's anything more I can assist you with, please don't hesitate to reach out.
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About
Hi! I am Hilda Payes! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
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Positions
- Signature Home Lending - Notary Public ,and Signing AgentFeb 1st, 2012 - Current
- Signature Home Lending - Senior Loan OfficerJan 1st, 2010 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 296938