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"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows: Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions. Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate. Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services. Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."
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4.83
SFTP
I
Ivan R
Bakersfield, CA
Posted on November 27th, 2023 06:22 AM
For it to be my first property I felt confident in having Kelly as my loan officer any advice or information was explained clearly and patiently.
5.0
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Adolfo V
Bakersfield, CA
Posted on October 27th, 2023 02:29 PM
She status on top of everything and she has always been a pleasure to work with.
5.0
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Mayra M
Bakersfield, CA
Posted on September 26th, 2023 06:11 PM
Kelly was amazing. She had so much patience and worked with my crazy night schedule. She kept me informed with everything that was going on. She answered all my questions promptly. Kelly was truly amazing!
5.0
SFTP
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Jake J
Bakersfield, CA
Posted on September 9th, 2023 01:42 PM
Kelly did not disappoint, she got things done FAST and had answers for all my wild questions. She was very transparent, honest and easy to work with
5.0
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Arica L
Posted on September 5th, 2023 08:29 PM
My experience with Kelly Carrera was beyond great. I am a first time home buyer and let me tell you she can write a book on first time home buying for dummies, this is an amazing driven she goes over and beyond for her customers. She is apart...
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5.0
SFTP
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Ricardo P
Bakersfield, CA
Posted on September 4th, 2023 01:34 PM
Kelly never give up on us. She was always there to answer questions. Just in overall a great person.
5.0
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Jose A
Bakersfield, CA
Posted on September 1st, 2023 04:37 PM
She was very charismatic and always made the time to help even when she had a busy schedule.
5.0
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Edgar B
Bakersfield, CA
Posted on August 31st, 2023 01:16 PM
communication
5.0
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Domonique G
Bakersfield, CA
Posted on August 10th, 2023 02:03 PM
You and your whole team was easy to communicate with. Was always there to help me when I needed it by answering all my question and explaining it to me.
5.0
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Jonathan R
Bakersfield, CA
Posted on June 30th, 2023 04:06 AM
Kelly Carrera, the loan officer I had for my first big loan made it so easy for me to understand from how the loan system works to how can I get started. She gave me some pointers and great advice on what’s more worth it for me as a first time...
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