S
Salem, OR
Salem, OR
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
James and Travis both helped me a ton. First time buying a house and they made the process super simple. They both were highly knowledgeable with my VA loan. If they didn’t have an answer they went out and found it and got back to me in a timely...
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You da boss! Love working with you and all of the valuable information you bring is an added bonus! I know I can trust you with the clients I recommend you to!
for
Salem
James did an excellent job. 10/10 recommend.
for
James went above and beyond. He was quick, efficient, and communicated so well. 10/10 recommend!
James was very informative. Gave us all the information and let us decide if we wanted to move forward .
You can tell he cares and truly does work hard for the buyers
Our experience with James was excellent but it didn't start out that way. We almost walked away and would have if the unfortunate news James had to call and tell us was given to us by our first loan officer with synergy one. James definitely...
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for
Rudy is one of my favorite lenders to work with. He is quick with responses and really does a great job. He always looks out for the best interest of his clients. I appreciate his honesty and efforts in everything he does.
Reply from Owner
January 9th, 2026 10:06 AM
Thanks Shannon! I'm delighted to hear that you've had a positive experience working with me. I feel the very same can be said about you! Serving the best interests of my clients is always a top priority, and your appreciation of my honesty...
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for
Rudy is spot on. He's knowledgeable about the market and lending. Rudy is dependable, hardworking, and efficient.
for
As Realtors, we can't recommend Rudy Garibay enough for mortgage loans. He works tirelessly to get our clients approved and closed quickly. Rudy's expertise and responsiveness ensure a seamless process for our buyers. He has great products...
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Reply from Owner
January 9th, 2026 10:06 AM
Thank you for your kind words and recommendation. It's a privilege to work with dedicated and knowledgeable Realtors like you, and I'm delighted that my efforts have contributed to the success of our clients. Ensuring a smooth and efficient...
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I have had the opportunity to work with Rudy quite a bit, and I can honestly say that every time has been a great expereince. Rudy is professional, approachable and a great communicator. He is also client-centered and understands that a real...
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Reply from Owner
January 9th, 2026 10:06 AM
Thank you Leslie for taking the time to leave such a kind statement. Knowing that you always come in with a plan a creative ideas always makes it a please working with you as well .
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235