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Kristen Livingston - Mortgage Banker NMLS 1036089 in San Diego, CA

Kristen Livingston

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Mortgage Banker NMLS 1036089

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Kristen Livingston grew up in the mortgage industry and decided to join the family business after working on the Institutional Sales Team for an investment management firm in San Francisco. As a Loan Officer with RWM Home Loans, she is pass... Show More
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Reviews from Web
  • Encompass
    M
    Mackenzie F
    Sausalito, CA
    Posted on September 10th, 2026 03:03 PM
    Kristen was truly fantastic to work with! Extremely communicative and very clam and supportive throughout my first home buying experience. She made what is a daunting experience, fun, interesting and very successful!
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    Ryan N
    Waco, TX
    Posted on August 25th, 2026 08:26 PM
    Great experience with my first home purchase . would come back again or recommend To others !
  • Encompass
    R
    Rita D
    Incline Village, NV
    Posted on July 28th, 2026 03:54 PM
    I cannot recommend Kristen highly enough! From the very beginning of the loan process through the final closing, she was absolutely outstanding.Kristen was incredibly thorough, knowledgeable, and proactive every step of the way. She took the...
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  • Encompass
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    Steven B
    Escondido, CA
    Posted on July 17th, 2026 03:08 PM
    Kristen Livingston made it stand out.... DUH! She is always amazing and has the best attitude and personality. She answered all my questions immediately and kept me posted every step of the way.
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    Yvo G
    San Diego, CA
    Posted on June 4th, 2026 08:15 PM
    Kristen was super helpful and friendly. As first time homebuyers she truly helped walk us through the process and made it easy!
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    Christina L
    San Diego, CA
    Posted on May 31st, 2026 12:57 AM
    So helpful and kind. We are buying our first home & I was incredibly stressed, but your support & kindness made it all worthwhile! Thanks so much!
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    Susan G
    El Cajon, CA
    Posted on May 28th, 2026 01:57 PM
    When I was referred to Kristen to help me with my loan I was scared, nervous, and overwhelemed. After our first phone call I knew I was with the right person. She was patient and understanding. There were never any questions that I felt dumb...
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  • Encompass
    R
    Rose L
    San Diego, CA
    Posted on April 19th, 2026 04:58 AM
    The help I got when I couldn't understand what I needed to do The assurance and knowledge Kristen showed
  • Encompass
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    Ronald D
    San Diego, CA
    Posted on April 9th, 2026 03:12 PM
    Kristen was thorough, professional, and maintained excellent communication throughout the refinance process. Her attention to detail was impressive, and she handled any issues that arose quickly and efficiently.
  • Encompass
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    Thomas F
    Murrieta, CA
    Posted on April 8th, 2026 03:03 PM
    There are no words in our language that can exemplify the service i recieved. Kristen is magnificent in every way.
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    About
    Kristen Livingston grew up in the mortgage industry and decided to join the family business after working on the Institutional Sales Team for an investment management firm in San Francisco. As a Loan Officer with RWM Home Loans, she is passionate about helping clients with their mortgage needs and works hard to make the loan process as smooth as possible. Kristen graduated from Loyola Marymount University in Los Angeles with a BA in Finance and Marketing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    DSCR
    Reverse Mortgages
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    Addresses and Serving Areas
    Primary Serving Area
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    Licenses
    • NMLS 1036089
    • RWM NMLS 79445
    Disclaimer
    Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend. Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Department of Real Estate 01174642 and Department of Business Oversight 4131353 under the California Residential Mortgage Lending Act. NMLS 79445. Equal Housing Lender.