Lower Mortgage - Richardson, TX
Richardson, TX
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Erik and his team are great at communicating. They make things simple. They are super responsive. I have used them two times now. They make the process quick and easy!
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The lender for the buyer of my listing. I didn’t have a lot of contact with her but the file had no hiccups and closed on time.
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Very knowledgeable, accommodating, quick response! Great overall!
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Lonny Coffey
Lonny consistently worked with me over several months to check rates and help me identify when would be best for me to refi. When we finally found the rates we wanted to make it work Lonny and his team locked in my rates and executed my refinances...
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Erik was great at communicating with us via email and by phone. We felt like our questions were answered and that he really took the time to explain things to us!
Erik and his team made everything worry free, and all of was done through email. Thanks for everything Erik!
Moving from Tennessee to Texas. Brandi and Erik Gross couldn't have made it any easier for me to get everything I needed in order to close on time and with the best loan and interest rate available. Thank you.
Vince Gard
Perfectly Splendid Experience!
They're all rock stars!
Erik was absolutely amazing! He helped our family with anything, and everything that came up with our homebuying/loan experience. I can't say enough, how helpful he was and we are truly grateful for that!Every question that came up, I would...
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Erik always does a wonderful job
881–890 of 1807
About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.