

Lower Mortgage - Richardson, TX
Richardson, TX

At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Erik kept excellent communication with my client and I. He worked hard to help us close early. Top notch experience. Thank you, Erik!!
Reply from Erik Gross
December 9th, 2024 08:33 PM
It was great working with you Christie.....thank you for the great review. I hope to get a chance to work with you again very soon. Let me know when I can help.
First time buying. Erik and his team made it so easy, gave great advice, were not in any way pushy. They really were there to help step by step
Reply from Erik Gross
December 9th, 2024 08:33 PM
SO happy to be able to help you get into your first home, Tony. Please keep me in mind if you know anyone in need of my help. Thank you for taking to time to write this review.
Made the transaction go smoothly, experience and knowledge showed
Reply from Erik Gross
December 9th, 2024 08:33 PM
Thanks for the great review Eric. It was great to work with you as well. I hope to get an opportunity to do it again soon. PLease let me know how I can help you and your clients.
Unique experience
Reply from Erik Gross
December 9th, 2024 08:33 PM
It was great working with you Jeff. I hope to have an opportunity to do it again very soon. Let me know if you and your clients need my assistance. Thank you for taking the time to write this nice review.
I was pre-approved for a loan super fast!!!! Erik was always very quick to respond to emails, and always willing to crunch numbers. You can tell that he truly wants the best for his clients!
I was pre-approved extremely fast!!!! Erik was always super quick to respond to any questions, and always willing to crunch numbers. You can tell that he truly wants the best for his clients!
Reply from Erik Gross
December 9th, 2024 08:33 PM
Such a nice review, Jacie....thank you very much. It was such a pleasure working with y'all to get into your beautiful new home. Please keep me in mind if you know anyone in need of my help.
Everything! Your communication was excellent! No matter what time of the day it was you would be there to answer mine and my clients questions whether it is via email, text and or phone. You are the best Erik!
Reply from Erik Gross
December 9th, 2024 08:33 PM
It was a pleasure working with you Jerrin and I look forward to doing it much more in the future. Thank you for the kind review.
Making sure we understood the whole process of the loan and following up to see if we had any questions.
Reply from Erik Gross
December 9th, 2024 08:33 PM
Thank you for the kind review Sherry. It was a pleasure working with you guys and I'm happy that we could help. Please keep me in mind if you know anyone in need of our services.
Erik & his team are the absolute best! So knowledgeable & passionate about helping people & it hows in their work. Always a smooth closing with this top notch team. Definitely our go to lenders for all of our buyer clients & personally.
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Reply from Erik Gross
December 9th, 2024 08:33 PM
Thank you so much Rebekah. It's always great to work with you and your team. You definitely make our jobs easier.
Erik walked us thru the process and guided us is detail. This is our second home being financed by Erik.
Reply from Erik Gross
December 9th, 2024 08:33 PM
I always love working with you guys, Rolando....thank you for the kind review and your trust in our team. Please pass my info along to anyone that you know that may be in need of our help.
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.