Lower Mortgage - Richardson, TX
Richardson, TX
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Erik and his team are exceptional. They are very responsive, willing to answer all questions, hear the need, and guide through the process.
I would 100% recommend Erik for mortgage needs.
Erik and his team are exceptional. They are very responsive, willing to answer all questions, hear the need, and guide through the process.
I would UNDOUBTEDLY recommend Erik for mortgage needs.
Reply from Erik Gross
December 9th, 2024 08:33 PM
It was a pleasure working with you Bhavik...thank you for the kind review. I'm glad we were able to jump in and help you get to the finish line. Your home is beautiful. Thanks.
Always available and helpful.
Reply from Erik Gross
December 9th, 2024 08:33 PM
Thank you very much Jason. Please keep me in mind if you know anyone in need of our services.
Friendly and timely responses to all questions along the way - his entire team was responsive and helpful in navigating through the lending process
Reply from Erik Gross
December 9th, 2024 08:33 PM
Loved working with you guys to get into that beautiful home. Please pass my name along to anyone that you know that we may be able to help.
The communication and prompt service was top notch. They made a difficult process easy.
Reply from Erik Gross
December 9th, 2024 08:33 PM
Thank you for the awesome review, Kelly. You guys were amazing to work with and I appreciate your business. Please pass my info along to anyone in need of our services.
Erik made the whole process very easy and understandable.
Reply from Erik Gross
December 9th, 2024 08:33 PM
Thank you very much for the kind words Jaymi. It was a pleasure working with you guys to get into your beautiful new home. Please keep me in mind if you know anyone in need of our services
Peace of mind with Free rate reduction offer - looking forward to get a lower interest rate without refinancing when rate goes down :)
Reply from Erik Gross
December 9th, 2024 08:33 PM
So happy to help you with your home purchase.....the home is amazing. Thanks for taking the time to write this nice review. I hope you will pass my info along if you know anyone that we can help.
Erik was great at explaining the whole process, as first time home buyers we were very overwhelmed but Erik always took the time to answer any questions we had . Will use Erik again in the future for sure !
Reply from Erik Gross
December 9th, 2024 08:33 PM
Thank you for the great review, Lorenzo. We are so happy for you guys and you picked a beautiful home. Please keep me in mind if you know anyone in need of our services.
Eric did a great job keeping me updated on the process.
Reply from Erik Gross
December 9th, 2024 08:33 PM
It was great working with you Ceslyn and I hope to get the opportunity to do it again very soon. Let me know if there is anything I can do to help you and your clients.
Excellent communication and customer service!
Reply from Erik Gross
December 9th, 2024 08:33 PM
Always love working with you Erica. Thank you for your trust in our team.
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.