Lower Mortgage - Richardson, TX
Richardson, TX
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
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Paul Greer
Paul helped my wife and I understand the process even before taking the next steps. He was also very helpful when it came to the numbers. He also had a really good sense of humor
Very timely and took the time to answer all my questions.
Reply from Erik Gross
December 9th, 2024 08:33 PM
Thank you for the kind review Damon. It was a pleasure helping you get into your beautiful home. Please keep me in mind if you know anyone in need of our services. Thanks.
The initial phone call was so helpful, I wish we had more connection points like that throughout the process!
Reply from Erik Gross
December 9th, 2024 08:33 PM
We are so glad that we were able to help you guys...you were a pleasure to work with. Please keep us in mind if you know of anyone in need of our services. Thanks.
Erik and his team worked incredibly quick. We were impressed with their speed and ability to knock our loan out. Without the speed and frequency of communication, the review would have been much lower though.. We were disappointed in some responses...
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Reply from Erik Gross
December 9th, 2024 08:33 PM
I appreciate the feedback, Tanner. I am very sorry about the homeowners insurance issue. I can definitely understand that being a point of stress. It was not my intention to seem unempathetic...my apologies if that is how it came across. I...
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Good team and leadership
Reply from Erik Gross
December 9th, 2024 08:33 PM
Thank you for the kind review Simon. It was a pleasure working with you to get into this beautiful home. Please keep me in mind if you know anyone in need of our services
Erik was extremely helpful during our home buying process. He answered all of our questions an made the process as smooth as possible. Highly recommend.
Reply from Erik Gross
December 9th, 2024 08:33 PM
It was a pleasure to help you and Tessa again....congratulations on your beautiful home. Thank you for your trust in our team. Please keep us in mind if you know of anyone in need of our services. Thanks.
I've bought two houses with Erik. Both experiences (one in the middle of Covid) were great and the process was smooth with good communication. Erik and his team were responsive and easy to get in touch with. My daughter and her fiance have...
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Reply from Erik Gross
December 11th, 2024 01:51 PM
Thank you very much for the great review and your trust in our team. It's always a pleasure working with you.
I was buying a property from a neighbor without brokers and Erik was very patient and informative throughout the whole process. I am so glad I chose to work with him and his team. They were prompt in gathering and processing documents for closing...
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Reply from Erik Gross
December 11th, 2024 01:52 PM
Thank you very much for the kind words. It was a pleasure working with you. Please keep me in mind if you know anyone in need of our services.
I would say communication from Erik and team was phenomenal.
Reply from Erik Gross
December 11th, 2024 01:52 PM
Thank you Stephanie. It was great working with you. Let me know if there is ever anything I can do to help.
Erik and his team were great to work with. Clear communication with both me and my client, friendly, and all deadlines were met. I can't ask for more than that in a mortgage partner.
Reply from Erik Gross
December 11th, 2024 01:53 PM
Thanks John. I appreciate your trust in our team. Please keep me in mind if you know anyone in need of our help.
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.