

Lower Mortgage - Richardson, TX
Richardson, TX

At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
This whole process was much quicker than we expected and I think a lot of that was because you were on top of things. I'm sure you had others that you were working with as well but it seemed as if we were the only ones. Thank you!
Reply from Erik Gross
December 9th, 2024 08:33 PM
Thank you for the great review Suzanne. So happy we had the opportunity to work with you and Kevin to get into your beautiful home. Thanks for your trust in our team. Please feel free to pass my contact info along if you have any friends/family...
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Erik and his team are very professional and always respond timely.
Reply from Erik Gross
December 9th, 2024 08:33 PM
Thank you very much Reggie. It's always a pleasure working with you and Jill. Let me know if there is anything I can do to help in the future.
Erik was always there to answer questions and he was extremely responsive to every need. I also appreciated the way he pursued us, even when we were looking at other options. His proactive approach to this process was everything for us.
Reply from Erik Gross
December 9th, 2024 08:33 PM
Thank you for the great review, Kevin. It was a pleasure working with you guys to get into that beautiful new home. Please keep me in mind if you know anyone in need of our services.
Erik and his team were very helpful during the entire process.
Reply from Erik Gross
December 9th, 2024 08:33 PM
Thank you for the great review Nathan. So great to work with you and Renee to get into your beautiful home. Please keep me in mind if you know anyone in need of our services.
This is my first experience with buying a home. I always heard how awful and difficult the process is. Well I am here to say they must of not used Erik !!! This process was so masterfully set in front of me from the beginning to the end. He...
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Reply from Erik Gross
December 9th, 2024 08:33 PM
You were a pleasure to work with Janice. So happy we could help you get into your beautiful new home. Please keep me in mind if you know anyone in need of our services.
We really didn’t think we would be approved. But surprise ,surprise we were.
Reply from Erik Gross
December 9th, 2024 08:33 PM
We are SO happy that we were able to help. Thank you for taking the time to send the review. Please keep me in mind if you know anyone looking for a mortgage
Erik and his team can do the impossible. They’re super knowledgeable, fast, and got us rates no one else could. 10/10
Reply from Erik Gross
December 9th, 2024 08:33 PM
So happy we could help, Amber. Thank you for the kind review. Please keep us in mind if you know anyone in need of our services. Thanks.
Fast response time.
Reply from Erik Gross
December 9th, 2024 08:33 PM
Thank you Meagan. It's always a pleasure to work with you and Mitch. Congratulations on your beautiful new home. Please keep me in mind if you know anyone in need of our services. Thanks.
Highly communicative and patient.
Reply from Erik Gross
December 9th, 2024 08:33 PM
Thank you for the kind review Case. It was a pleasure working with you. Please keep me in mind if you know anyone in need of our services.
As a first time homebuyer, Paul made the process simple and easy for me and my husband. He was very helpful and worked with our busy schedules. Thank you again Paul!
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.