Lower Mortgage - Richardson, TX
Richardson, TX
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
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Lonny Coffey
Friendly and explained in detail so everything was understood. Fast at any response and quick to answer every question had. Very patient and helpful for us being first time buyers!
As first time home buyers, Erik and his team made the process of obtaining our home loan MUCH easier than expected. After hearing horror stories from friends and family about their home buying experiences, we expected the process to be more...
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Reply from Owner
April 29th, 2026 12:00 AM
So happy we could help. Thank you for your trust in our team. Please keep us in mind if you know anyone in need of our services.
The entire team! You guys were great at the follow up especially given the difficult process of mortgage financing in today's world. Thank you for everything you did!
I've bought 3 homes with Erik. His team has ALWAYS exceeded my expectations and got us closed early. I highly recommend!
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Deanna, you made everything so easy!!! We were never nervous because you made us feel so at ease through the whole process of buying our house. :) The fact that you answered my random text messages, calls and every email quickly, I know you...
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Erik and his team were very helpful from beginning to end. He answered all the questions I had, even if it was repetitive questions. He insured I was able to learn about the whole process and what steps to take next. He also still continues...
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Lonny Coffey
Lonny and my realtor Joleen Skipworth work well together to get things done
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Deanna was quick to respond about any and all questions, she is kind and treats you like an actual person! Highly recommend!
Working with Erik and his team was fantastic from start to finish. Erik made the process simple and there were no surprises. We will definitely use his services again on the purchase of other properties.
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Deanna was amazing. Our house buying process had a lot of road bumps along the way but she was there every step of the way to hurdle over those obstacles. She went out of her way to make it the most positive experience that she could. It meant...
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.