Lower Mortgage - Richardson, TX
Richardson, TX
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Deanna was communicative & extremely personable & helpful. As a self employed individual, my file was complicated & she was my cheerleader & champion throughout the entire process!
The team that worked with Erik ahs his wife were very helpful abs made me feel comfortable and confident in buying my first home.
We have used Erik and staff many times and they make a complicated process easy. They give you simple instructions and requests. They tell you what to do and guide you in getting any information you may need. I would not use anyone else. Mortgages...
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Reply from Owner
April 29th, 2026 12:00 AM
So happy we could help. Thank you for your trust in our team. Please keep us in mind if you know anyone in need of our services.
Erik and his team are absolutely amazing! They walk you through the process and never hesitate to answer any questions you have. They make the home buying process very easy! I have used Erik and his team for 2 home purchases and a refinance....
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Reply from Owner
April 29th, 2026 12:00 AM
So happy we could help. Thank you for your trust in our team. Please keep us in mind if you know anyone in need of our services.
Erik & Brandi honesty and thorough processes made it a great experience. Their attention to detail and follow up was outstanding. As a veteran I recommend them without hesitation. I thank them from the bottom of my heart.
Erik and his team made things seamless and attention to details was immaculate. Loan process usually you hear horror stories but this team made it easier and explained every process and the questions I had as a home buyer. Would definitely...
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You guys made it great! Super easy process!
Great team - true pros!
Erik and his team made the process of buying our home as easy as possible. They were there whenever we needed them.
His knowledge and availability , he helped us every step of the way and answered our questions with ease and expertise!
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.