

Lower Mortgage - Richardson, TX
Richardson, TX

At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Erik and Brandi are phenomenal! Their communication is unmatched and they make the buyer feel at ease from the initial pre-approval through to closing. I will definitely be recommending them again to my buyers. Thanks again!
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Erik Gross - Lower Mortgage (Hurst, TX) has received a review with 5 star rating from Karen W
The Mortgage process is not my favorite subject, but working with Deanna was a pleasure. Always available and taking care of all the details in a timely way. Obtained a reasonable mortgage in spite of the incredible calculation "rules" imposed...
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I can NOT think of any area where the service could have been better. From the GREAT communications to keep me updated on each step that we’d be undertaking, was absolutely GREAT. THANKS Eric and staff!
Erik Gross - Lower Mortgage (Hurst, TX) has received a review with 5 star rating from Theresa M
He's on the details to get you to closing!
Erik communicates exceptionally well and goes above and beyond for his clients. Answers calls, texts after hours! He makes sure you get to close on time or before.
Erik Gross - Lower Mortgage (Hurst, TX) has received a review with 5 star rating from Elaina V
We've worked with Erik and his team on our first home mortgage and returned to do a refinance. Both experiences were exceptionally easy, clear, and stress-free!
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.