

Lower Mortgage - Richardson, TX
Richardson, TX

At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Erik was extremely helpful with our loan needs. He did a perfect job of communicating with me every step of the way. He made the process smooth and easy. I would absolutely highly recommend him to anyone!
Reply from Owner
May 4th, 2026 07:57 PM
You guys were so easy to work with....thanks for helping to make our job of helping you easy.
Erik and everyone involved were just amazing! We had excellent communication and everything was clearly explained for me to understand. They made the process so smooth and easy! Would absolutely highly recommend!
Reply from Erik Gross
August 26th, 2025 10:14 PM
So glad we could help, Amy. You were a pleasure to work with. Thank you again for your trust in our team
Erik was able to respond very quickly and even beyond normal business hours
Reply from Erik Gross
August 26th, 2025 03:30 PM
We were happy that we could help you guys get into your home. Congratulations to you and Marcy again. Please keep me in mind if you know anyone in need of our services.
Erik and his team were awesome! They made the Loan process very easy! Can't thank you guys enough.
Reply from Erik Gross
August 26th, 2025 03:31 PM
Super happy for you and Wendy. Can't wait to see the new home. Thanks for the kind review buddy.
Quick, communicative, concsise!
Reply from Erik Gross
August 22nd, 2025 08:28 PM
Thank you Wendy. We are so happy for you and Kris. Thanks again.
Erik is professional, thoughtful, efficient, and an excellent communicator. He made our home-buying transaction a smooth and enjoyable process! Would highly recommend to others .
Reply from Erik Gross
August 18th, 2025 08:28 PM
Thank you so much Grace. It was a pleasure working with you to get into that beautiful home. Congratulations again.
Timely communication. He has a great team. Everything went smoothly.
Reply from Erik Gross
August 13th, 2025 07:34 PM
Thank you very much, Don. So happy to be able to help you guys get into that beautiful home. Please keep me in mind if you know anyone in need of our services.
Our experience was great. Amazing customer service, always informative and professional. Couldn't have been a more effective pleasant experience.
Reply from Erik Gross
August 13th, 2025 12:15 AM
Very kind words, Tanya...thank you. We are SO happy for you and Carl to get into this beautiful home. Congratulations again.
quick response
Reply from Erik Gross
August 11th, 2025 02:00 AM
Very happy for you, Rosalinda. Congratulations and welcome to homeownership. Please keep me in mind if you know anyone looking for help.
You guys were over all great to work with. The process from the beggining through closing was very smooth and professional. Tanny and I had zero doubts we would receive the best service, plus the fact we done business before during refinancing...
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Reply from Erik Gross
August 10th, 2025 04:27 PM
Thanks for the kind words, Carl. We are so happy for you and Tanya to get into that beautiful home. Please keep us in mind if you know anyone in need of our help.
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.