Lower Mortgage - Richardson, TX
Richardson, TX
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Erik and his team made the whole process so easy. We had a great experience and would recommend to anyone looking for lender assistance !
Reply from Erik Gross
September 18th, 2025 01:25 PM
Thank you very much for the kind words Chelsie. It was a pleasure helping you guys get into your beautiful new home. Please keep us in mind if you know anyone in need of our services. Thanks.
Very communicative, the portal was easy to use, and no issues at all throughout the entire process.
Reply from Erik Gross
September 11th, 2025 05:12 PM
Thank you and congratulations again, Alex. We appreciate your trust in our team and hope that you will consider us if you know anyone in need of our help.
Erik was very responsive to our questions .
Reply from Erik Gross
September 5th, 2025 01:16 PM
Thank you Gwen and congratulations on your beautiful new home. Please keep me in mind if you know anyone in need of our help.
Great communication and advise, answered all my questions in a timley matter.
Reply from Erik Gross
September 4th, 2025 02:29 PM
Thank you Keiler and congratulations again on the beautiful new home. Please keep me in mind if you know anyone in need of our help.
Quick response, ability to answer and assist with any and all questions as well as extreme patience through the entire process.
Reply from Erik Gross
September 3rd, 2025 01:48 AM
Thanks for the kind review Paul. It was a pleasure working with you and I greatly appreciate your trust in our team. Please keep us in mind if you know anyone in need of our help.
this is the second time we've worked with Erik and his team they are truly amazing to deal with highly communicative working towards your needs while ensuring you understand all processes we can't say enough great things about them !
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Reply from Erik Gross
September 3rd, 2025 01:49 AM
SO happy for y'all Claire....what a fun home you guys purchased. Thanks for the kind words and your continued trust in our team.
Erik and Brandi did an excellent job in approving our home loan. They were very responsive regardless of how early or late we had questions, and they initiated communication with us throughout the entire process! Erik answered all of my financial...
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Reply from Owner
April 29th, 2026 12:00 AM
So happy we could help. Thank you for your trust in our team. Please keep us in mind if you know anyone in need of our services.
Eric responded quickly to each of our questions and text messages, and took the time to ensure we knew what the numbers represented.
Reply from Erik Gross
August 29th, 2025 01:54 PM
Thank you Marcy. It was a pleasure helping you and Brian get into your new home...congratulations again. If you know of anyone in need of our services, please let me know.
Prompt and helpful responses throughout the entire process
Reply from Erik Gross
August 29th, 2025 02:28 AM
Thank you for the review, David. It was a pleasure to work with you and we greatly appreciate your business. Please keep us in mind if you know anyone in need of our help.
Erik is a true professional, he's always willing to help/listen. Erik is very prompt in his responses which makes it very helpful in navigating this process. This is the second time I've had the pleasure to work with Erik and it was just as...
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Reply from Erik Gross
August 27th, 2025 02:58 PM
Thank you for the great review John. Very happy for you and Claire to get into that great new property....HAVE A BLAST with it.
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.