

Lower Mortgage - Richardson, TX
Richardson, TX

At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Everything was handled in a timely manner, quick responses to questions, great communication!
Erik Gross - Lower Mortgage (Hurst, TX) has received a review with 5 star rating from Chris W
Erik was very involved in the whole process. My clients were always informed of the next step and if they had questions they were answered very quickly. We are all very satisfied.
Erik and his staff were great. Professional, efficient, and quick. They are truly there to help you with your needs. I wish I would have found them years ago. You won’t go wrong here.
Well informed throughout the whole process.
Erik Gross - Lower Mortgage (Hurst, TX) has received a review with 5 star rating from Jennifer R
ABSOLUTELY the easiest mortgage process EVER! Don't waste your time dealing with a bank and their no sense questions, documents, and questions when applying for a loan! Erik and his team are hands down the best at what they do!! THANK YOU!
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ABSOLUTELY THE EASIEST mortgage process I have ever experienced! I can't believe I wasted years of dealing with banks and their no sense questions and statements when applying for a mortgage or refinance. Thank you Erik and team for an AWESOME...
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Erik and his team answered all of my questions promptly and clearly. There were no "dropped balls" in the process and closing went smoothly.
There was little to no stress in the process of refinancing thanks to Deanna! She gladly answered all of my questions, and I felt confident that we were making a good financial decision.
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.