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Flat Branch Home Loans in Ponca City, OK

Flat Branch Home Loans, Ponca City, OK

Ponca City, OK
Company Logo
Our Ponca City office is located on 14th Street next to The Perk in the Pioneer Shopping Center. At Flat Branch Home Loans, we blend our commitment to the places we’re from with the latest innovations and technologies to give you the best h... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(580) 382-7354
Ponca City, OK
https://flatbranchhomeloans.com/locations/ponca-city
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
97%
4 Star
3%
3 Star
0%
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0%
Reviews from Web
  • for
    Misty Johnson
    Encompass
    S
    Stacy M
    CATOOSA, OK
    Posted on August 18th, 2026 01:14 PM
    Misty went above and beyond on a bridge loan for my buyer. There were title issue and she worked hard to tackle that and keep everyone informed. She was very nice to work with!
    Reply from Misty Johnson
    August 18th, 2026 05:37 PM
    Thank you, Stacy. It was great working with you and helping your client get to the closing table without missing out on any further homes. I'm so happy we were able to tackle the title issues and see everyone to closing.
  • for
    Flat Branch Home Loans
    google
    S
    Stacy M
    Posted on August 18th, 2026 12:00 AM
    Flat Branch Home Loans has received a review with 5 star rating from Stacy M
  • for
    Misty Johnson
    Encompass
    L
    Lane B
    FAIRFAX, OK
    Posted on August 17th, 2026 08:43 PM
    Very smooth and easy professional process!
    Reply from Misty Johnson
    August 27th, 2026 08:44 PM
    Lane, I'm grateful to hear that you found the process smooth and easy. Thank you for sharing your positive experience with Flat Branch Home Loans.
  • for
    Misty Johnson
    Encompass
    J
    John B R
    BLACKWELL, OK
    Posted on August 9th, 2026 12:22 AM
    We had a great experience with flat branch because Misty and Nikki made this process as painless as possible for us and they were always available to help us if we needed help with anything at all. means a lot considering the other mortgage...
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    Reply from Misty Johnson
    August 19th, 2026 05:13 PM
    John, I'm pleased to hear that you had a great experience with us at Flat Branch. It’s wonderful to know that Misty and Nikki were able to make the process smooth and assist you whenever needed. Your kind words about Nikki being on top of everything...
    read more
  • for
    Misty Johnson
    Encompass
    K
    Kenneth N
    PONCA CITY, OK
    Posted on August 8th, 2026 07:53 PM
    Misty was very quick to respond to all questions and kept the process moving. She was helpful when I had questions or concerns. The underwriting was my only complaint but that isn't her fault. But I've bought a home three times and this underwriting...
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    Reply from Misty Johnson
    August 18th, 2026 05:43 PM
    Thank you for the kind words, Kenneth. We are always working to do better and improve in everything we do. I've provided your feedback to underwriting so we can continue to provide the best in all areas of our team. I hope you're enjoying the...
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  • for
    Misty Johnson
    Encompass
    P
    Preston C
    PONCA CITY, OK
    Posted on August 7th, 2026 09:40 PM
    Misty and her team were excellent. They were very thorough, patient, understanding, and communicated well during the process. I highly recommend Flat Branch Hom eLoans
    Reply from Misty Johnson
    August 18th, 2026 05:34 PM
    Preston, I'm glad to hear that you found my team and me thorough and understanding throughout the process. I appreciate your recommendation and thank you for choosing Flat Branch Home Loans.
  • for
    Misty Johnson
    Encompass
    J
    Jesse L
    TONKAWA, OK
    Posted on August 7th, 2026 03:26 PM
    Working with Misty was so easy and tge communication was clear and concise making my portion very easy
    Reply from Misty Johnson
    August 7th, 2026 03:34 PM
    Thank you for your kind words about your experience working with me and a big Congratulations on your new home. You were patient and waited for the perfect time to put it under contract.
  • for
    Flat Branch Home Loans
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    Preston
    Posted on August 7th, 2026 12:00 AM
    Excellent staff. Thank you!
  • for
    Misty Johnson
    Encompass
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    Hayden D
    PONCA CITY, OK
    Posted on July 27th, 2026 03:20 PM
    Fast, fast, fast! Emails and texts all answered quickly by everyone I dealt with.
    Reply from Misty Johnson
    August 6th, 2026 03:21 PM
    Hayden, I'm happy to hear that you found our communication quick and efficient. Thank you for sharing your experience with Flat Branch Home Loans.
  • for
    Flat Branch Home Loans
    google
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    Hayden
    Posted on July 27th, 2026 12:00 AM
    Flat Branch Home Loans has received a review with 5 star rating from Hayden
    • 21–30 of 526
    About
    Our Ponca City office is located on 14th Street next to The Perk in the Pioneer Shopping Center. At Flat Branch Home Loans, we blend our commitment to the places we’re from with the latest innovations and technologies to give you the best home loan experience there is to offer. Ready to set down your roots? We’re eager to help. Head over to our Ponca City location to meet your local Flat Branch family!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 224149
    Disclaimer
    NMLS# 224149