Flat Branch Home Loans, Ponca City, OK
Ponca City, OK
Our Ponca City office is located on 14th Street next to The Perk in the Pioneer Shopping Center. At Flat Branch Home Loans, we blend our commitment to the places we’re from with the latest innovations and technologies to give you the best h... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Very smooth and easy process! The online portal to submit documents was a big help.
Reply from Misty Johnson
September 18th, 2026 05:41 PM
Marshall, I'm glad to hear that you found the process smooth and easy. It's great to know that the online portal was helpful for submitting documents. At Flat Branch Home Loans, we strive to make things as convenient as possible for our clients....
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Easy to work with & communicated everything clearly!
Reply from Misty Johnson
September 17th, 2026 04:26 PM
Annie, I'm happy to know that you found it easy to work with me and appreciated the clear communication. At Flat Branch Home Loans, ensuring a smooth experience is important to me. Thank you for sharing your positive feedback!
The entire refinance process went very smooth. Misty was very knowledgeable and answered any questions I had with the loan. will definetly use Misty and Flat Branch for future purchases. Thank You!
Reply from Misty Johnson
September 14th, 2026 05:33 PM
Brian, I'm glad to hear that the refinance process went smoothly for you. It's nice to know that my knowledge and assistance were helpful. Thank you for your trust, and I look forward to working with you again in the future!
I am a first time home buyer and this process of with the lender was swift and easy. It was only just over a month long and part of that length was my fault due to having surgery on my back. Could have easily closed in 2 weeks. I would easily...
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Reply from Misty Johnson
September 11th, 2026 05:30 PM
Shaun, I'm so pleased to hear that your experience as a first-time home buyer was swift and easy. I'm grateful for your understanding regarding the timeline, and I appreciate your recommendation to others looking to finance a home. Thank you...
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Misty Johnson was very helpful and responsive in all the questions I had. The process took longer than I thought it would but I'm very satisfied.
Reply from Misty Johnson
September 11th, 2026 03:36 PM
Teresa, I'm grateful to hear that you found my assistance helpful and responsive. I appreciate your patience with the process, and I'm pleased that you're satisfied with the outcome. If you have any further questions, please feel free to reach...
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Flat Branch Home Loans
Flat Branch Home Loans has received a review with 5 star rating from Shaun A
Thank you for all of the help Misty And team! You guys are great!
Reply from Misty Johnson
September 7th, 2026 01:49 PM
Nathaniel, I appreciate your kind words and am happy to hear that you found our help valuable. Thank you for recognizing the efforts of my team at Flat Branch Home Loans!
Misty and her team made my first home buying experience so easy and as less stressful as possible. I would most definitely recommend them to any friends or family that would be interested in buying a home.
Reply from Misty Johnson
September 7th, 2026 05:44 PM
Gavin, I'm pleased to know that my team and I were able to make your first home buying experience easy and less stressful. Thank you for your kind recommendation — it truly means a lot.
Misty was understanding, friendly and always explained anything we might not have understood. She did her best to respond back to my messages and calls in a timely manner no matter what time it was or day. She worked very hard and got us approved...
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Reply from Misty Johnson
September 7th, 2026 03:15 PM
Crystal, I'm so glad to hear that I could help make your dream of being closer to family come true. I appreciate your kind words and am thankful that my efforts made such a positive impact on your experience with Flat Branch Home Loans.
for
Flat Branch Home Loans
Flat Branch Home Loans has received a review with 5 star rating from Crystal A
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About
Our Ponca City office is located on 14th Street next to The Perk in the Pioneer Shopping Center. At Flat Branch Home Loans, we blend our commitment to the places we’re from with the latest innovations and technologies to give you the best home loan experience there is to offer. Ready to set down your roots? We’re eager to help. Head over to our Ponca City location to meet your local Flat Branch family!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149