

Misty Johnson
Senior Mortgage Banker | NMLS# 1784327

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Everyone was great. Very helpful and polite throughout the whole process
Misty was very helpful and knowledgeable throughout our entire refinance process. I recommend her highly to every person I know when looking for a mortgage or refi. She made the process smooth and easy.
Very smooth and easy process! The online portal to submit documents was a big help.
Easy to work with & communicated everything clearly!
The entire refinance process went very smooth. Misty was very knowledgeable and answered any questions I had with the loan. will definetly use Misty and Flat Branch for future purchases. Thank You!
Reply from Misty Johnson
September 14th, 2026 05:33 PM
Brian, I'm glad to hear that the refinance process went smoothly for you. It's nice to know that my knowledge and assistance were helpful. Thank you for your trust, and I look forward to working with you again in the future!
I am a first time home buyer and this process of with the lender was swift and easy. It was only just over a month long and part of that length was my fault due to having surgery on my back. Could have easily closed in 2 weeks. I would easily...
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Reply from Misty Johnson
September 11th, 2026 05:30 PM
Shaun, I'm so pleased to hear that your experience as a first-time home buyer was swift and easy. I'm grateful for your understanding regarding the timeline, and I appreciate your recommendation to others looking to finance a home. Thank you...
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Misty Johnson was very helpful and responsive in all the questions I had. The process took longer than I thought it would but I'm very satisfied.
Reply from Misty Johnson
September 11th, 2026 03:36 PM
Teresa, I'm grateful to hear that you found my assistance helpful and responsive. I appreciate your patience with the process, and I'm pleased that you're satisfied with the outcome. If you have any further questions, please feel free to reach...
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Thank you for all of the help Misty And team! You guys are great!
Reply from Misty Johnson
September 7th, 2026 01:49 PM
Nathaniel, I appreciate your kind words and am happy to hear that you found our help valuable. Thank you for recognizing the efforts of my team at Flat Branch Home Loans!
Misty and her team made my first home buying experience so easy and as less stressful as possible. I would most definitely recommend them to any friends or family that would be interested in buying a home.
Reply from Misty Johnson
September 7th, 2026 05:44 PM
Gavin, I'm pleased to know that my team and I were able to make your first home buying experience easy and less stressful. Thank you for your kind recommendation — it truly means a lot.
Misty was understanding, friendly and always explained anything we might not have understood. She did her best to respond back to my messages and calls in a timely manner no matter what time it was or day. She worked very hard and got us approved...
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Reply from Misty Johnson
September 7th, 2026 03:15 PM
Crystal, I'm so glad to hear that I could help make your dream of being closer to family come true. I appreciate your kind words and am thankful that my efforts made such a positive impact on your experience with Flat Branch Home Loans.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
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Licenses
- NMLS# 1784327
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149