

Flat Branch Home Loans, Ponca City, OK
Ponca City, OK

Our Ponca City office is located on 14th Street next to The Perk in the Pioneer Shopping Center. At Flat Branch Home Loans, we blend our commitment to the places we’re from with the latest innovations and technologies to give you the best h... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Misty was very responsive to all of my questions.
The step by step guide of items needed and updated progress was great at keeping the flow of closing going smooth.
Reply from Misty Johnson
July 3rd, 2026 03:39 PM
Julia, I'm glad to hear that you found my responsiveness helpful and that the step-by-step guide contributed to a smooth closing process. Your positive experience is important to me, and I appreciate your kind words.
Flat Branch Home Loans has received a review with 5 star rating from Julia P
Misty was very helpful and good to work with! We are grateful that she took time to answer all of our questions. She was great!
Reply from Misty Johnson
June 29th, 2026 01:23 PM
Mark, I appreciate your kind words and am pleased to hear that you found me helpful and good to work with. It's wonderful to know that I could assist you by answering all your questions. Thank you for sharing your positive experience!
Everyone was very knowledgeable, kind and extremely helpful. I feel like Nikki Walker went above and beyond. Thank you all so much.
Reply from Misty Johnson
June 29th, 2026 12:50 PM
Annalisa, I'm happy to hear that you found everyone knowledgeable, kind, and extremely helpful. It's great to know Nikki Walker made a positive impact on your experience. Thank you for your kind words!
All the information that I received was perfectly clear and understandable. All the people who worka at Flat Branch are so nice, and helpful fo customers. Please keep being in that way, it's awesome be attended by people like the
Reply from Misty Johnson
June 22nd, 2026 02:49 PM
Irma, I'm grateful to hear that the information provided was clear and that you found the team at Flat Branch to be nice and helpful. Your feedback is valuable, and we will strive to maintain this level of service. Thank you for sharing your...
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Misty was so helpful and open to any questions not mater the time of day. Her availability made this such a smooth process and expedited the pace of closing. We're so thankful!
Reply from Misty Johnson
June 12th, 2026 01:44 PM
Tiffany, I appreciate your kind words and am glad to hear that my availability helped make your process smooth and expedited. It's wonderful to know that I could provide the support you needed. If you have more questions or need further assistance,...
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Misty was completely transparent throughout the process! She had absolutely no issue answering any questions and responded at relatively any hour of the day or night!
Reply from Misty Johnson
June 11th, 2026 07:52 PM
Dustin, I'm pleased to know that my transparency and responsiveness met your expectations. It's important to me that all your questions are addressed whenever you need. If there's anything else you require, please reach out.
Everyone was telling me to be prepared because it was going to be a stressful and long process. you and your team made it quick and easy. I will refer you to anyone I know that are wanting to buy a house. Thank you.
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Reply from Misty Johnson
June 11th, 2026 02:59 PM
Garrett, I'm glad to hear that I could help make the process quick and easy for you. Your willingness to refer me to others is greatly appreciated. Thank you for your kind words, and if you ever need anything else, please feel free to reach...
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Flat Branch Home Loans has received a review with 5 star rating from Tiffany R
Everything went great with no problems
Reply from Misty Johnson
May 29th, 2026 07:46 PM
It was such a joy to work with you. I'm so happy for your beautiful new home. Thank you for trusting us.
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About
Our Ponca City office is located on 14th Street next to The Perk in the Pioneer Shopping Center. At Flat Branch Home Loans, we blend our commitment to the places we’re from with the latest innovations and technologies to give you the best home loan experience there is to offer. Ready to set down your roots? We’re eager to help. Head over to our Ponca City location to meet your local Flat Branch family!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149