
Oxnard, CA
Oxnard, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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⭐⭐⭐⭐⭐Frank Salazar at GEM Mortgage was amazing to work with. He made the whole process easy and stress-free. He was always available to answer questions and explain everything clearly. Very professional and trustworthy. I highly recommend Frank...
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Reply from Frank Salazar
March 13th, 2026 05:33 PM
I'm glad to hear that you found the process easy and stress-free, Juan. It's important to me that you felt supported and informed each step of the way. If there's anything else you'd like to discuss or need assistance with in the future, please...
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I can’t thank Danet enough for supporting me during my first home-buying experience. I started out feeling really overwhelmed, but Danet took the time to walk me through everything step-by-step. She and her team are communication pros; I never...
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Reply from Danet Anderson Salazar
March 12th, 2026 05:41 PM
I'm grateful for your kind words, Marisol. It was truly rewarding to help you navigate the home-buying process for the first time. Communication is something I prioritize, so I'm delighted to know it made a difference for you. If there are...
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Frank was friendly, professional, and communicated well with us.
Reply from Frank Salazar
March 12th, 2026 03:59 PM
Leif, I'm glad to hear you found my approach professional and communicative. If there's anything more I can do to assist you, please feel free to reach out.
Ty for making our experience fast and easy.
Reply from Frank Salazar
March 12th, 2026 02:40 PM
Dolores, I'm pleased to hear that your experience was smooth and efficient. If you have any more questions or need further assistance in the future, please feel free to contact me.
Working with Danet was amazing. She guided us step by step. Any questions we had were promptly answered and very elaborate. The home buying process can be confusing, stressful & a waiting game but she works with grace and made it all as smooth...
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Good comminication and always easy to contact
Reply from Emilio Cortes
March 6th, 2026 02:26 PM
It’s great to know that you found communication to be smooth and that I was accessible when you needed assistance, Gustavo. If there's anything further I can do or any questions you have as you enjoy your new purchase, please feel free to get...
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Frank Salazar and GEM Team,I hope this letter finds all of you well.I am writing to express my sincere gratitude for your outstanding support and professionalism throughout my mortgage process. From our very first conversation to the final...
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Reply from Frank Salazar
March 6th, 2026 05:27 PM
Your heartfelt message means a lot to me, Gregory. I'm truly glad to hear that your mortgage process was smooth and that my efforts contributed to a positive experience. It's fulfilling to know the care and attention devoted throughout each...
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Frank is great at what he does. I like that he explains in a way I am to understand.
Reply from Frank Salazar
March 5th, 2026 04:56 PM
Thank you for your kind words, Claudia. I’m pleased to hear that my explanations were clear and helpful for you during the refinancing process. If there’s anything else I can assist with or any questions you have in the future, just let me...
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Danet Anderson has received a review with 5 star rating from Claudia G
Everyone on the team was very helpful patient with me getting all the necesary documents. I had a lot of questions and they were all answered and explained to me. I really appreciate the whole team making my home purchasing easy.
Reply from Frank Salazar
February 27th, 2026 05:59 PM
It's great to hear about your positive experience, Sebastian. I'm glad the team was able to assist you with patience and provide the answers you needed throughout your home purchasing journey. If you have any more questions in the future or...
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)