Oxnard, CA
Oxnard, CA
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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We had such a great experience working with Frank GEM Mortgage team throughout our homebuying process. What really stood out to us was how helpful and knowledgeable the team was even before we began submitting formal offers. They took the time...
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Reply from Frank Salazar
October 5th, 2026 05:24 PM
Elizabeth, I'm so glad to hear about your positive experience with me and the team at Golden Empire Mortgage, Inc. It's great that we could help you understand the mortgage process and provide the necessary support with options like the 2-1...
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Great experience with Frank and team of GEM Mortgage! From the very beginning, before we were even submitting formal offers, they took the time to educate us on the process, run different estimates, and help us understand what our monthly payment...
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Reply from Owner
October 3rd, 2026 12:00 AM
Thank you so very much for the opportunity to guide you on your first home purchase.
You and David deserve this and more .
Looking forward to a long lasting business relationship and friendship .
Congratulation Eli & David
Danet was very helpful from the beginning. She was able to answer all our questions and assist us throughout the way.
Reply from Danet Anderson Salazar
September 30th, 2026 10:23 PM
I'm pleased to hear that I could be helpful from the start, Ignacio. At Golden Empire Mortgage, Inc., I aim to assist and answer all your questions throughout the process.
for
Jose Medina
We are extremely happy and very grateful that Jose Luis and his team were able to help up with our first home purchase. He has outstanding work etiquette and we couldnt have asked for better service. His communication was amazing, clarification...
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Reply from Jose Luis Medina
September 25th, 2026 05:29 PM
Karina, I'm truly grateful for your wonderful feedback and am pleased to hear about your positive experience with me and my team at Golden Empire Mortgage, Inc. It's rewarding to know that my communication and service helped make your first...
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Danet made the entire loan process smooth, clear, and stress-free. Her communication throughout closing was top-tier, ensuring every question was answered quickly and every step went off without a hitch. Highly recommend working with her!
Reply from Danet Anderson Salazar
September 24th, 2026 02:33 PM
I'm happy to know that your loan process went smoothly and stress-free, Martin. At Golden Empire Mortgage, Inc., I strive to ensure that communication is clear and efficient. Thank you for the high recommendation!
Danet made the entire loan process smooth, clear, and stress-free. Her communication throughout closing was top-tier, ensuring every question was answered quickly and every step went off without a hitch. Highly recommend working with her!
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Jose Medina
I would definitely recommend Jose Luis to anyone I know and most likely will contact him again for another loan or refinance. I felt so comfortable and confident working with him.
Reply from Jose Luis Medina
September 18th, 2026 02:09 PM
Alejandra, thank you for your kind recommendation. I'm glad to hear you felt comfortable and confident working with me at Golden Empire Mortgage, Inc. I look forward to the opportunity to assist you again in the future.
Danet definitely helped us understand the process of applying and getting the actual loan. I appreciated her giving us updates at her earliest convenience. She is very good at communicating. She made everything very easy for us and was awesome...
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Reply from Danet Anderson Salazar
September 18th, 2026 02:05 AM
I'm glad to hear that I could assist you with understanding the loan application process, Josephine. At Golden Empire Mortgage, Inc., communication is key, and I'm pleased that the updates and explanations were helpful for you. Thank you for...
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Oops, I did it agai! I started a conversation with Mr. Salazar, we tossed some ideas around... Now I have a Heloc!!! Ready to start the next project🙏☺️ Thank you GEM Mortgage and the girls Rena & Dane't for all your help in making it so easy...
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Reply from Frank Salazar
September 14th, 2026 07:35 PM
Lorena, I'm happy to hear that you're ready to start your next project with the new HELOC. It's great to know that the team at Golden Empire Mortgage, including Rena and Dane't, made the process easy for you. Thank you for sharing your experience!...
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Knowledgeable and motivating in our entire experience with Frank from consultation to closing.
Reply from Frank Salazar
September 14th, 2026 03:32 PM
Brett, I appreciate your kind words about your experience with me from consultation to closing. I'm glad to have been able to provide knowledgeable and motivating support throughout the process.
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)