Oxnard, CA
Oxnard, CA
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Frank is knowledgeable, responsive and professional. Thank you!
Emilio was professional, informative, and a pleasure to work with throughout the mortgage process. He took the time to explain everything clearly and answer my questions. I especially appreciated his availability for weekend appointments, it...
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Emilio provides honest and great service. We were pleased with his guidance through the home buying process.
Reply from Emilio Cortes
November 2nd, 2026 06:59 PM
Thank you for sharing your experience, Jacob. I'm glad that you were pleased with my guidance during the home buying process. At Golden Empire Mortgage, Inc., it's my goal to provide honest and great service to each client.
Thanks for your patience in answering all our questions and helping turn our house into a reality. Frank looked for the best option to find our home.
Reply from Frank Salazar
October 9th, 2026 03:41 PM
Mayra, I'm pleased to know that my patience and dedication made a positive impact on your homebuying journey. It was great working with you to find the best option, and I'm glad the team at Golden Empire Mortgage, Inc. could help make your...
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We had such a great experience working with Frank GEM Mortgage team throughout our homebuying process. What really stood out to us was how helpful and knowledgeable the team was even before we began submitting formal offers. They took the time...
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Reply from Frank Salazar
October 5th, 2026 05:24 PM
Elizabeth, I'm so glad to hear about your positive experience with me and the team at Golden Empire Mortgage, Inc. It's great that we could help you understand the mortgage process and provide the necessary support with options like the 2-1...
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Great experience with Frank and team of GEM Mortgage! From the very beginning, before we were even submitting formal offers, they took the time to educate us on the process, run different estimates, and help us understand what our monthly payment...
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Reply from Owner
October 5th, 2026 12:00 AM
Thank you so very much for the opportunity to guide you on your first home purchase.
You and David deserve this and more .
Looking forward to a long lasting business relationship and friendship .
Congratulation Eli & David
Danet was very helpful from the beginning. She was able to answer all our questions and assist us throughout the way.
Reply from Danet Anderson Salazar
September 30th, 2026 10:23 PM
I'm pleased to hear that I could be helpful from the start, Ignacio. At Golden Empire Mortgage, Inc., I aim to assist and answer all your questions throughout the process.
for
Jose Medina
We are extremely happy and very grateful that Jose Luis and his team were able to help up with our first home purchase. He has outstanding work etiquette and we couldnt have asked for better service. His communication was amazing, clarification...
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Reply from Jose Luis Medina
September 25th, 2026 05:29 PM
Karina, I'm truly grateful for your wonderful feedback and am pleased to hear about your positive experience with me and my team at Golden Empire Mortgage, Inc. It's rewarding to know that my communication and service helped make your first...
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Danet made the entire loan process smooth, clear, and stress-free. Her communication throughout closing was top-tier, ensuring every question was answered quickly and every step went off without a hitch. Highly recommend working with her!
Reply from Danet Anderson Salazar
September 24th, 2026 02:33 PM
I'm happy to know that your loan process went smoothly and stress-free, Martin. At Golden Empire Mortgage, Inc., I strive to ensure that communication is clear and efficient. Thank you for the high recommendation!
Danet made the entire loan process smooth, clear, and stress-free. Her communication throughout closing was top-tier, ensuring every question was answered quickly and every step went off without a hitch. Highly recommend working with her!
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)