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Frank Salazar - Loan Officer | NMLS # 234626 in Oxnard, CA

Frank Salazar

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Loan Officer | NMLS # 234626

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Hi! I am Frank Salazar! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you! With Golden Empire Mortgage you're... Show More
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  • SFTP
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    Lorena G
    Oxnard, CA
    Posted on September 10th, 2026 05:46 PM
    Oops, I did it agai! I started a conversation with Mr. Salazar, we tossed some ideas around... Now I have a Heloc!!! Ready to start the next project🙏☺️ Thank you GEM Mortgage and the girls Rena & Dane't for all your help in making it so easy...
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    Reply from Frank Salazar
    September 14th, 2026 07:35 PM
    Lorena, I'm happy to hear that you're ready to start your next project with the new HELOC. It's great to know that the team at Golden Empire Mortgage, including Rena and Dane't, made the process easy for you. Thank you for sharing your experience!...
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    Brett N
    Watsonville, CA
    Posted on September 10th, 2026 04:28 PM
    Knowledgeable and motivating in our entire experience with Frank from consultation to closing.
    Reply from Frank Salazar
    September 14th, 2026 03:32 PM
    Brett, I appreciate your kind words about your experience with me from consultation to closing. I'm glad to have been able to provide knowledgeable and motivating support throughout the process.
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    Arlene E
    Ventura, CA
    Posted on September 10th, 2026 02:13 PM
    me ans my husband was very satisfied with the loan service we received at GEM.The process was smooth, quick, and professional. The staff MR. Frank and Rena was helpful, friendly, and kept us informed throughout the entire process. All our questions...
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    Reply from Frank Salazar
    September 14th, 2026 08:03 PM
    Arlene, I'm glad to hear that you and your husband were satisfied with the loan service at Golden Empire Mortgage. It's wonderful to know that the process was smooth and that Rena and I could support you in achieving your dream house. Thank...
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    Yadira B
    Oxnard, CA
    Posted on September 7th, 2026 06:00 PM
    We have known Frank for years, and he has also helped several of our family members. When it came time for us to buy our home, we knew we could trust him. He made us feel comfortable, gave us great advice, and helped make the whole process...
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    Reply from Frank Salazar
    September 10th, 2026 06:01 PM
    Yadira, I'm grateful for your trust and the opportunity to assist you and your family over the years. It's nice to hear that you felt comfortable and supported throughout the home buying process. Thank you for your kind recommendation; it means...
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    Jan M F
    Ventura, CA
    Posted on September 7th, 2026 03:42 PM
    Made us feel very confident and comfortable with the whole process
    Reply from Frank Salazar
    September 10th, 2026 03:42 PM
    Jan, I'm pleased to hear that you felt confident and comfortable throughout the process. Thank you for sharing your experience.
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    Jose B
    Bakersfield, CA
    Posted on September 3rd, 2026 05:56 PM
    The guidance in knowledge extended to my wife and I was assuring and appreciated in our loan process.
    Reply from Frank Salazar
    September 7th, 2026 05:32 PM
    Jose, I'm pleased to know that the guidance and knowledge I provided were helpful to you and your wife during the loan process. Your appreciation means a lot to me. If you have any more questions or need further assistance, please feel free...
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  • SFTP
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    Susie B
    Bakersfield, CA
    Posted on August 28th, 2026 07:30 PM
    The experience we have had Gem Mortgage and staff; Frank and Rena has been the best! The information and guidance received has been so much appreciated.
    Reply from Frank Salazar
    August 31st, 2026 07:30 PM
    Susie, I'm grateful for your kind words about your experience with Golden Empire Mortgage, Rena, and me. It's good to know that the information and guidance provided have been appreciated. If there's anything else you need, please don't hesitate...
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    Martin G
    Santa Paula, CA
    Posted on July 26th, 2026 04:19 PM
    Frank is very frendly and helpful thank you for greate service.
    Reply from Frank Salazar
    July 29th, 2026 04:19 PM
    Martin, thank you for your kind words. I'm glad to hear that you found my service friendly and helpful. If you need anything in the future, feel free to reach out.
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    Miguel A
    Oxnard, CA
    Posted on July 20th, 2026 10:27 PM
    Frank, thank you so much for making this entire process so easy. From start to finish, everything was smooth, organized, and stress-free. Even though we only spoke a couple of times, your experience and professionalism were evident in every...
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    Reply from Frank Salazar
    July 24th, 2026 05:52 PM
    Miguel, I appreciate your kind words about the refinance process. I'm glad to hear that you found it smooth and stress-free. It's great to know that my team's efforts gave you confidence and helped make your dream a reality. Thank you for trusting...
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    Martin S
    Westlake Village, CA
    Posted on June 17th, 2026 11:07 PM
    Rena was a pleasure working with. She responded to all of our concerns and questions. Thank you for being patient and understanding.
    Reply from Frank Salazar
    June 22nd, 2026 03:21 PM
    Martin, I'm pleased to hear that working with Rena was a positive experience for you. Your kind words about her patience and understanding are greatly appreciated. If there's anything more I can assist you with, don't hesitate to reach out.
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    About
    Hi! I am Frank Salazar! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you! With Golden Empire Mortgage you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional
    FHA
    VA
    CALHFA Down Payment Assistance
    Bank Statement Programs
    Jumbo Loans
    ITIN Programs
    DSCR Investment Loans
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    Addresses and Serving Areas

    Year Started

    2009

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 234626
    • NMLS# 234626