
Oxnard, CA
Oxnard, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Frank and the entire staff are professional, kind, friendly and very efficient. They made the process easy and quick explained every question I had with knowledge and compassion. I would rate them with 10 stars if I could! God bless you all,...
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Frank I can’t thank you enough. You guys are very professional and efficient in what you guys do. You will always have my business and will always recommend you guys to everyone.
Merry Christmas.
Carl made the application process very simple and quick. He always kept me informed regarding the status of my loan application and was very good at explaining things to me. This is my second time working with Carl and it was as smooth as the...
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Our refinance process was seamless. Frank and his staff at Gem Mortgage are very friendly, professional and knowledgeable. I was truly impressed by the way they always communicated the “next step” in the process with clarity and in a timely...
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Carl was professional and courteous throughout the entire process. He provided great communication between myself and escrow. I would highly recommend him for anyone’s lending needs! Thank you again Carl!
Michael Pagnotta
We’ve been working with Frank and his team since 2014 when we bought our first house and ever since we’d work only with the GEM Mortgage team for refinance and our next house purchase. It’s always such a personal approach and a very smooth...
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5 Stars for Silverio and his team! He rescued us from a deal going sour with another lender, and not only got our loan closed he did it fast! Way to go GEM mortgage! We will be telling everyone we come across what an outstanding company this...
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5 Stars for Silverio and his team! He rescued us from a deal going sour with another lender, and not only got our loan closed he did it fast! Way to go GEM mortgage! We will be telling everyone we come across what an outstanding company this...
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Fantastic team! Everyone was courteous and went the extra mile for us to get the best possible service.
Frank and his staff were both friendly and efficient. We were able to refinance our home from start to finish in less than a month.
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)