
Oxnard, CA
Oxnard, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Reply from Carl Harrison
November 10th, 2025 02:56 PM
Thank you for the outstanding rating, Little. I'm pleased to have assisted you with your purchase at Golden Empire Mortgage, Inc. Your support means a lot to me.
Emilio went above and beyond for my husband and I! We met with him for the first time three years ago and he kindly and patiently explained to us what we needed to do and where we needed to be to make our dream of homeownership a reality, even...
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Danet and her team are the real deal. Professionals who communicate rapidly and get the job done. They made it easy to get my new condo and I’m looking forward to working with them again when it’s time to buy a house.
Danet provided expert, rapid, clear communication from start to finish and personally helped me overcome obstacles to qualify for my loan. I'm in my new condo now and happy to recommend Danet to anyone seeking a mortgage.
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Reply from Danet Anderson
October 23rd, 2025 04:56 PM
Thank you Thomas for your awesome review!!! I am so glad we were able to set a strong foundation from the very beginning and everything worked out exactly how you wanted. Thank you for your trust & kindness. :) Congratulations on officially...
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GemMortgage has been incredible to work with from start to finish. They are very responsive, and truly committed to making the mortgage process as smooth and stress-free as possible. They took the time to explain every step clearly, answered...
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Reply from Frank Salazar
October 23rd, 2025 03:43 PM
I'm very appreciative of your feedback, Ivan. Knowing that you felt informed and supported throughout the mortgage process is truly rewarding. I aim to provide a seamless experience and am glad that the transparency and service met your expectations....
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It was a pleasure working with Frank Salazar at Gem Morgage. He was helping me to make an informed decision and He was always easy to reach to ask any questions. We truly appreciate his dedication and transparency of the whole process. Thank...
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Reply from Owner
October 24th, 2025 12:12 AM
Thank you Ivan for your kind words! Our team is SO happy for your family and grateful to be part of this big accomplishment. Your family deserves every inch of your beautgul new home! Cheers to you guys!! :)
The procees smooth Fully explained all the stages of the clear and concise and questions were answered every step of the way
Reply from Frank Salazar
October 13th, 2025 11:01 PM
Thank you sir!!! It was a privledge to be part of this exciting moment for you guys. Our whole GEM enjoyed working with you and we are grateful for the opportunity. =) Congrats!!!
Jose Luis went above and beyond to make sure the loan process went well and as smooth as possible. He answered all my questions and his communication is excellent! I would highly recommend him to anybody looking to buy a house.
Reply from Jose Luis Medina
October 16th, 2025 04:34 PM
I appreciate your thoughtful feedback, Wendy. I'm glad to hear that the loan process met your expectations and that I could assist with your questions. Ensuring clear communication and a smooth experience is important to me. If you have any...
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Every step of the way Carl communicated what was going on and what to expect next.
Reply from Carl Harrison
October 16th, 2025 04:07 PM
I truly value your feedback, Ryan. Keeping you informed and ensuring a smooth process is always my priority at Golden Empire Mortgage, Inc. I'm glad to have had the opportunity to assist you with your purchase. Thank you!
Danet was comunicative, informative and professional. A real joy to work with. Thanks GEM !
Reply from Danet Anderson
October 13th, 2025 11:04 PM
Marlene, we are so grateful for your kind words.! It was an absolute pleasure to assisting your family. On behalf of Frank, myself, and the GEM team~ thank you for all of your kindness and congratulations!! :)
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)