Embrace Home Loans - Melville, NY

Melville, NY

4.94

(1,781)

Mortgage

Mortgage Loan Officer

Contact Info

(516) 570-1091

Melville, NY

https://www.embracehomeloans.com

Location & Business Hours

Business Hours

Tues

9 AM to 5 PM

Wed

9 AM to 5 PM(Open now)

Thu

9 AM to 5 PM

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4.94

(1,781)

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5 Star

97%

4 Star

3 Star

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1 Star

Cara was incredible. She was always available for us. She made everything so easy and she was very personable. Will 100% be recommending to friends.

Reply from Cara Cuhna

December 14th, 2024 01:57 AM

Thank you so much for your glowing review, Christopher! I'm thrilled that you found my availability and approach helpful during your home purchase process. It's always my goal to make things as easy as possible for my clients. I truly appreciate...

Cara was fantastic in communicating with the listing agent during a hot multiple offer situation. She was able to get us the commitment and to the finish line in record speed. My buyers were also impressed with her round-the clock communication...

Ricky and his office were so kind and helpful throughout the whole process . We are so grateful for Ricky's constant support and guidance . He is the best!!

Reply from Ricky Jarvis

July 23rd, 2026 07:37 PM

Thank you so much for your wonderful review, Tooba! I am thrilled to hear that you found our support and guidance to be helpful throughout your purchasing process. It was truly a pleasure to assist in making your home purchase as smooth as...

Mike is great to work with. He makes the process so easy. He's very transparent and trustworthy, which is important when taking on a loan for a home. This is my second time working with Mike and I will gladly share his information with anyone...

Reply from Michael Giardina

December 11th, 2024 06:01 PM

Hello Christopher, I truly appreciate your words and the 5-star rating you gave me. It's always a pleasure to work with you and I'm glad to know that you find the home loan process easy and transparent with me. Your trust is very important...

Ricky was incredibly responsive, helpful, and made good decisions and recommendations. He is amazing.

Reply from Ricky Jarvis

July 23rd, 2026 07:37 PM

Thank you very much, Maximilian, for your positive review! It was a pleasure to assist you with your purchase. I'm thrilled to hear that you found my service responsive and helpful. Always here for any future recommendations or decisions. I...

From beginning of application to end of closing, smooth clear communication!

Reply from Cara Cuhna

December 9th, 2024 11:48 PM

Thank you so much, Diana, for your wonderful review. I'm delighted to hear that you had a smooth experience from application to closing. It was a pleasure to assist you with your purchase. Your kind words and high rating mean a lot to me and...

Ricky is always available day & night for any questions or concerns . He always gets the best possible rate and terms for all his clients and really cares about them Thanks Ricky for making my job easier !!!

Quick reponses, Overall great work

Reply from Ricky Jarvis

July 23rd, 2026 07:37 PM

Hey Anthony, I'm thrilled to hear that you had a great experience and found my responses quick and efficient. Your positive feedback means a lot. I'm glad I could assist you with your home loan purchase and make it a smooth process for you....

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Year Started

1983

Time Zone

Eastern Standard Time (EST)

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.