Michael Giardina
Senior Loan Officer | NMLS 589507
Michael Giardina (NMLS #589507) is a premier mortgage loan officer and local lending expert in Melville, New-York. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehensive h... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Michael Giardina has received a review with 5 star rating from AJAYAKUMAR D
Very knowledgable, helpful service
Reply from Michael Giardina
August 10th, 2026 03:21 PM
Thank you for sharing your experience, Arun. I'm pleased to know that you found my service knowledgeable and helpful. If there's anything more I can assist you with at Embrace Home Loans, feel free to reach out.
What made it great was the professionalism that was showed to me and my wife. Thank-You Sir
Reply from Michael Giardina
December 5th, 2025 09:41 PM
I'm grateful for your kind words, Gerald. It was important to me to provide the professionalism you and your wife deserved throughout the process. Should you have any more questions or if there's anything else I can do for you, please feel...
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Michael was hands on from the beginning. He made himself available at any time of the day, answered the craziest questions we had but never once left our side through this experience. We are forever grateful for him and his professionalism....
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Reply from Michael Giardina
December 4th, 2025 03:35 PM
I'm truly thankful for your kind review, Stacey. It was important to me to provide you with the support and availability you needed throughout the process. I'm pleased that I could assist with all your questions and make your experience as...
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great experience
Reply from Michael Giardina
November 14th, 2025 05:59 PM
I appreciate your feedback, Justin. I'm glad to hear you had a great experience. If there's anything else I can assist you with in the future, please don't hesitate to get in touch.
Mike simplified the process and was simply present whenever we needed him . He went above and beyond clearing an issue with the building that led to us being able to close on the transaction. I will undoubtedly refer Mike to everyone.
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Reply from Michael Giardina
October 17th, 2025 01:08 PM
Thank you for sharing your experience, Andrew. I'm glad I could simplify the process and assist you with the building issue to ensure a smooth closing. Your intention to refer me to others means a lot, and I truly appreciate it. If you ever...
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Mike was knowledgeable, responsive, and was easy to work with. We highly recommend working with Mike.
Reply from Michael Giardina
August 30th, 2025 12:37 PM
I'm grateful for your kind words, Robert. It's wonderful to hear that you found me knowledgeable and responsive throughout the process, and I appreciate your high recommendation. Working with you was a pleasure, and I'm here if you need anything...
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Michaeal was really the best to work with. He always stayed on top of everything and was super knowledgeable and helpful. This whole process was honestly completely stress-free and enjoyable because of him. Thank you again! :)
Reply from Michael Giardina
August 12th, 2025 08:35 PM
Thank you so much, Madison. I'm truly glad to hear that the process felt stress-free and enjoyable for you. It's great to know that my efforts to stay on top of everything and share my knowledge made a positive difference. It was a pleasure...
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Michael consistently supported us throughout this process and made it very easy. He is extremely knowledgeable, professional and reliable. We are so appreciative for all hes he's done! Thank you.
Reply from Michael Giardina
August 3rd, 2025 10:16 AM
I'm delighted to hear that you found the process easy and appreciated the support throughout. Your kind words about my knowledge, professionalism, and reliability mean so much. It was a pleasure to assist you, and I'm truly thankful for your...
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michael made the entire process very easy and super efficient . He was extremely professional and easy to work with . I will surley recommend him to others in the future
Reply from Michael Giardina
July 31st, 2025 12:45 PM
I'm really pleased to know that you found the process easy and efficient. It means a lot to hear such positive feedback about my professionalism and ease to work with. Your recommendation is greatly appreciated, and I'm here for any assistance...
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About
Michael Giardina (NMLS #589507) is a premier mortgage loan officer and local lending expert in Melville, New-York. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehensive home financing solutions with Embrace Home Loans. Michael Giardina recently joined us as a Senior Loan Officer in our Hauppauge, NY branch, where he helps borrowers find the right home financing solution for their unique needs. Contact Michael today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Positions
- Embrace Home Loans - Senior Loan OfficerApr 21st, 2022 - Current
Year Started
2022
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 589507
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.