Embrace Home Loans - Melville, NY

Melville, NY

4.94

(1,781)

Mortgage

Mortgage Loan Officer

Contact Info

(516) 570-1091

Melville, NY

https://www.embracehomeloans.com

Location & Business Hours

Business Hours

Tues

9 AM to 5 PM(Open now)

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

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4.94

(1,781)

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5 Star

97%

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Jay is an incredible realtor and was a huge help throughout our home search. He is always on call, no matter the time, and was incredibly responsive whenever we had a question or needed his help.We were honestly borderline house hunting at...

Outstanding work

Highly recommend! Great team especially Cara. Wz emlent communication and made herself available when I needed her. I can't say enough about how professional and efficient everything was.

Cara and her team were very professional and efficient. They helped me with everything and the process went very smooth. They were also very likeable and made the experience very pleasant.

Cara was an absolute pleasure to work with. She was honest, helpful, and got the deal done without any delays .

Cara is on top of every detail and lets buyers and their agent know exactly what is going on each step of the way!

What stood out most was that Ricky personally stepped in when I needed help, especially with the rate lock extension, and worked to get it resolved without adding extra cost to me. He was responsive, proactive, and genuinely made me feel like...

Reply from Ricky Jarvis

September 28th, 2026 01:42 PM

Ali, thank you for sharing your experience. I'm glad to hear that my proactive approach and responsiveness made a positive impact during your rate lock extension. At Embrace Home Loans, my goal is always to support our clients' best interests,...

Ricky and his team were extremely helpful throughout the entire process. He always made himself available whenever we had questions and took the time to clearly explain each step of the mortgage process to us as first-time homebuyers. He was...

Reply from Ricky Jarvis

September 28th, 2026 03:16 PM

Ryan, thank you for sharing your experience. I'm pleased to hear that you found my team and me at Embrace Home Loans helpful and supportive during your journey as first-time homebuyers. It’s great to know that my availability and explanations...

She is always there for you when you need her. Always answers calls and emails and explains all the matters. Guides you through out the process and helps you choose what is best for you.

Reply from Cara Cunha

September 28th, 2026 02:01 PM

Gunjan, I appreciate your kind words. I'm glad to know that my guidance and communication were helpful to you throughout the process with Embrace Home Loans. It was a pleasure to assist you in finding the best options for your needs.

Jitin (Jay) Ghai has received a review with 5 star rating from Jitin G

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Year Started

1983

Time Zone

Eastern Standard Time (EST)

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.