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Cara Cuhna - Senior Loan Officer | NMLS  1110518 in Melville, NY
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Cara Cuhna

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Senior Loan Officer | NMLS 1110518

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Cara Cunha (NMLS #1110518) is a premier mortgage loan officer and local lending expert in Melville, New-York. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Cara provides comprehensive home fina... Show More
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Reviews from Web
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    April R
    Coram, NY
    Posted on October 5th, 2026 02:20 AM
    Cara was amazing from start to finish, she never missed a beat and was very attentive and patient She always replied right away and walked me they the steps I needed to close quickly and she had her team assist me as well it was a wonderful...
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    Debbie A
    Posted on September 24th, 2026 12:47 PM
    Highly recommend! Great team especially Cara. Wz emlent communication and made herself available when I needed her. I can't say enough about how professional and efficient everything was.
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    Debora A
    Roslyn Heights, NY
    Posted on September 24th, 2026 12:45 PM
    Cara and her team were very professional and efficient. They helped me with everything and the process went very smooth. They were also very likeable and made the experience very pleasant.
    Reply from Cara Cunha
    September 29th, 2026 07:09 PM
    Debora, I'm pleased to hear that you found the process smooth and pleasant. My team and I at Embrace Home Loans strive to provide professional and efficient service, and it's great to know we achieved that for you.
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    George G
    New Hyde Park, NY
    Posted on September 24th, 2026 12:14 PM
    Cara was an absolute pleasure to work with. She was honest, helpful, and got the deal done without any delays .
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    Marianne W
    Roslyn Heights, NY
    Posted on September 23rd, 2026 03:08 PM
    Cara is on top of every detail and lets buyers and their agent know exactly what is going on each step of the way!
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    Gunjan K
    New Hyde Park, NY
    Posted on September 21st, 2026 12:25 PM
    She is always there for you when you need her. Always answers calls and emails and explains all the matters. Guides you through out the process and helps you choose what is best for you.
    Reply from Cara Cunha
    September 28th, 2026 02:01 PM
    Gunjan, I appreciate your kind words. I'm glad to know that my guidance and communication were helpful to you throughout the process with Embrace Home Loans. It was a pleasure to assist you in finding the best options for your needs.
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    Samantha J
    Posted on September 1st, 2026 07:50 PM
    We had an amazing experience with Cara! She was knowledgeable, responsive, and made the entire mortgage process smooth and stress-free. She was always available to answer our questions and truly went above and beyond for us. We highly recommend...
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    Samantha K
    East Northport, NY
    Posted on August 31st, 2026 03:15 PM
    We had an amazing experience with Cara! She was knowledgeable, responsive, and made the entire mortgage process smooth and stress-free. She was always available to answer our questions and truly went above and beyond for us. We highly recommend...
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    Reply from Cara Cuhna
    September 7th, 2026 02:07 PM
    Samantha, I'm grateful for your kind words. It's nice to hear that my responsiveness and knowledge made your mortgage process smooth and stress-free. I'm happy I could be there to answer questions and support you throughout. Thank you for your...
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    Nadia T
    Medford, NY
    Posted on August 22nd, 2026 11:17 PM
    Cara is not only personable but she's knowledgeable and thorough. Cara provided expertise where needed and her candid nature was what made me return to her after years of waiting. When I decided i wanted to move forward with this process i...
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    Reply from Cara Cunha
    August 28th, 2026 06:31 PM
    Nadia, I'm grateful for your kind words. It's wonderful to hear that my expertise and candid nature were valuable to you in this process. I'm pleased to have been a part of your journey. If you need any further assistance, please feel free...
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    Danielle I
    Freeport, NY
    Posted on August 12th, 2026 12:34 PM
    Cara and her entire team at Embrace were extremely communicative and honest. they were able to walk me through the entire process as a first time homebuyer. Thank you all so much!
    Reply from Cara Cunha
    August 17th, 2026 06:38 PM
    Danielle, I appreciate your kind words. I'm pleased to know that our communication and guidance were helpful during your journey as a first-time homebuyer. Thank you for trusting me and my team at Embrace Home Loans.
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    About
    Cara Cunha (NMLS #1110518) is a premier mortgage loan officer and local lending expert in Melville, New-York. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Cara provides comprehensive home financing solutions with Embrace Home Loans. Cara Cunha, a Producing Sales Manager at Embrace Home Loans, is passionate about helping buyers navigate the mortgage process with confidence, clarity, and care. A lifelong Long Islander, Cara brings a strong work ethic, deep local knowledge, and a genuine commitment to her clients with every transaction. Contact Cara today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Oct 4th, 2022 - Current

    Year Started

    2022

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1110518
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.