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Cara Cuhna - Senior Loan Officer | NMLS  1110518 in Melville, NY
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Cara Cuhna

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Senior Loan Officer | NMLS 1110518

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Cara Cunha (NMLS #1110518) is a premier mortgage loan officer and local lending expert in Melville, New-York. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Cara provides comprehensive home fina... Show More
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Reviews from Web
  • SFTP
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    Rahina C
    Washingtonville, NY
    Posted on October 31st, 2026 11:17 AM
    Cara was beyond helpful. She answered all our questions. She made herslef available to chat both during and after business hours. She walked us through the whole process and eased any anxieties we had. I highly recommend her.
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    Patricia W
    Deer Park, NY
    Posted on October 23rd, 2026 12:51 PM
    Cara made it so easy and walked me thru everything. Always, always avsilable to me to answer any concerns or questions I had .
    Reply from Cara Cunha
    October 28th, 2026 05:25 PM
    Patricia, I'm so glad to hear that I could make the process easy for you. Being always available to address your concerns was important to me, and I'm pleased that your experience with Embrace Home Loans was positive.
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    Anne A
    Massapequa Park, NY
    Posted on October 20th, 2026 09:23 PM
    Cara was great from beginning to end of this process. she answered every single question and guided us every step of the way. We will definitely refer our friends and family to Cara!
    Reply from Cara Cunha
    October 26th, 2026 07:37 PM
    Anne, I'm pleased to know that you felt supported throughout the process. Guiding you at every step with Embrace Home Loans was my priority, and I truly appreciate your willingness to refer me to your friends and family.
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    Ross R
    Posted on October 13th, 2026 12:54 PM
    Cara Cuhna has received a review with 5 star rating from Ross R
    Reply from Owner
    October 19th, 2026 08:25 PM
    Ross, thank you for the excellent rating. I'm glad to know your experience with me at Embrace Home Loans was positive.
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    Ross R
    Wading River, NY
    Posted on October 13th, 2026 12:53 PM
    Cara is amazing. I will never use anyone else
    Reply from Cara Cunha
    October 19th, 2026 08:45 PM
    Ross, I'm grateful for your kind words and trust in my services. It's wonderful to know that your experience with Embrace Home Loans met your expectations.
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    April R
    Coram, NY
    Posted on October 5th, 2026 02:20 AM
    Cara was amazing from start to finish, she never missed a beat and was very attentive and patient She always replied right away and walked me they the steps I needed to close quickly and she had her team assist me as well it was a wonderful...
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    Reply from Cara Cunha
    October 12th, 2026 07:16 PM
    April, I'm happy to hear that you had a wonderful experience. It was my pleasure to assist you promptly and ensure everything went smoothly with the help of my team at Embrace Home Loans. I appreciate your willingness to recommend me to your...
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    Debbie A
    Posted on September 24th, 2026 12:47 PM
    Highly recommend! Great team especially Cara. Wz emlent communication and made herself available when I needed her. I can't say enough about how professional and efficient everything was.
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    Debora A
    Roslyn Heights, NY
    Posted on September 24th, 2026 12:45 PM
    Cara and her team were very professional and efficient. They helped me with everything and the process went very smooth. They were also very likeable and made the experience very pleasant.
    Reply from Cara Cunha
    September 29th, 2026 07:09 PM
    Debora, I'm pleased to hear that you found the process smooth and pleasant. My team and I at Embrace Home Loans strive to provide professional and efficient service, and it's great to know we achieved that for you.
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    George G
    New Hyde Park, NY
    Posted on September 24th, 2026 12:14 PM
    Cara was an absolute pleasure to work with. She was honest, helpful, and got the deal done without any delays .
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    Marianne W
    Roslyn Heights, NY
    Posted on September 23rd, 2026 03:08 PM
    Cara is on top of every detail and lets buyers and their agent know exactly what is going on each step of the way!
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    About
    Cara Cunha (NMLS #1110518) is a premier mortgage loan officer and local lending expert in Melville, New-York. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Cara provides comprehensive home financing solutions with Embrace Home Loans. Cara Cunha, a Producing Sales Manager at Embrace Home Loans, is passionate about helping buyers navigate the mortgage process with confidence, clarity, and care. A lifelong Long Islander, Cara brings a strong work ethic, deep local knowledge, and a genuine commitment to her clients with every transaction. Contact Cara today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Oct 4th, 2022 - Current

    Year Started

    2022

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1110518
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.