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Cara Cuhna - Senior Loan Officer | NMLS  1110518 in Melville, NY

Cara Cuhna

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Senior Loan Officer | NMLS 1110518

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Cara Cunha (NMLS #1110518) is a premier mortgage loan officer and local lending expert in Melville, New-York. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Cara provides comprehensive home fina...... Show More
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Overall Ratings
4.96
(185)
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Reviews from Web
  • 5.0
    SFTP
    K
    Kirsten G
    Miller Place, NY
    Posted on June 1st, 2026 06:17 PM
    Cara was incredible every step of the way throughout our entire loan process. From the very beginning, she made everything feel clear, organized, and completely manageable, even when things got complicated behind the scenes. She was always...
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  • 5.0
    SFTP
    K
    Kevin G
    Miller Place, NY
    Posted on June 1st, 2026 11:31 AM
    Cara was there for us as ever single step to walk us through and personalize our Loan. She went above and beyond to offer solutions that met our exact needs. Im so thankful for all her patience and help!
  • 5.0
    SFTP
    J
    Jennie T
    New York, NY
    Posted on May 15th, 2026 07:59 PM
    Cara is the ABSOLUTE best. Was with us every step of the way. Honestly wouldn't want to do a loan without her :)
    Reply from Cara Cunha
    June 1st, 2026 05:25 PM
    Jennie, thank you for your wonderful feedback. I'm glad I could be there for you every step of the way. Your trust means a lot to me, and if you ever need anything in the future, don't hesitate to reach out.
  • 5.0
    SFTP
    A
    Andrew B
    Long Beach, NY
    Posted on May 9th, 2026 03:35 PM
    Cara is the absolute best! She treated me like family. She is incredibly responsive and I had the upmost faith in her advice.
    Reply from Cara Cuhna
    May 25th, 2026 04:23 PM
    Andrew, thank you for your kind words. I'm pleased to hear that you felt treated like family and had faith in my advice. Your trust and satisfaction are very important to me, and if you ever need assistance again, I'm here to help.
  • 5.0
    SFTP
    B
    Barry C
    Morris Plains, NJ
    Posted on May 8th, 2026 09:20 AM
    Very supportive and responsive throughout the entire process!
    Reply from Cara Cuhna
    May 25th, 2026 07:13 PM
    Thank you, Barry, for sharing your experience. I'm glad to hear that you felt supported and found my responsiveness helpful throughout the process. If there's anything else you need, feel free to reach out.
  • 5.0
    SFTP
    N
    Nancy M
    Long Beach, NY
    Posted on May 6th, 2026 02:34 PM
    . I represented both the seller and the buyer in this transaction and everything went smoothly.
  • 5.0
    SFTP
    A
    Alicia C
    Patchogue, NY
    Posted on April 23rd, 2026 05:35 PM
    Cara was AMAZING from start to finish. Answered all of our questions when we asked. So much goes into buying a home for the first time and she always put our minds at ease. Made the process smooth, simple and fast! Couldn't have done it without...
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    Reply from Cara Cunha
    May 8th, 2026 05:35 PM
    Alicia, I'm pleased to hear that I could assist you in making your first home purchase a smooth and straightforward experience. Answering your questions and helping to ease your concerns was my pleasure. Thank you for your kind words, and if...
    read more
  • 5.0
    SFTP
    S
    Stephanie T
    Huntington Station, NY
    Posted on April 13th, 2026 01:41 AM
    We can’t say enough good things about Cara. She helped us refinance at a great rate and made what can be a stressful process feel easy and straightforward. We trusted her again after she helped us with our original home loan, and she delivered...
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    Reply from Cara Cunha
    April 28th, 2026 05:52 PM
    Stephanie, I'm grateful for your kind words and trust in my services once again. It's wonderful to know that I could make the refinancing process smooth and straightforward for you. Your satisfaction and trust mean a lot to me, and I'm always...
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  • 5.0
    SFTP
    E
    Erin S
    East Northport, NY
    Posted on March 26th, 2026 09:45 AM
    Amazing to work with, great communication, explained everything!
    Reply from Cara Cunha
    April 10th, 2026 01:49 PM
    I'm really glad to hear that you appreciated the communication and explanations throughout the process, Erin. It's important to me that you felt informed at every step. If there's anything you need in the future, please feel free to get in...
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  • 5.0
    SFTP
    M
    Marianne W
    East Northport, NY
    Posted on March 20th, 2026 01:54 PM
    Cara was wonderful, very informative, always kept us up to date each step of the way. Goes above and beyond to help!
  • 10 of 185
    About
    Cara Cunha (NMLS #1110518) is a premier mortgage loan officer and local lending expert in Melville, New-York. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Cara provides comprehensive home financing solutions with Embrace Home Loans. Cara Cunha, a Producing Sales Manager at Embrace Home Loans, is passionate about helping buyers navigate the mortgage process with confidence, clarity, and care. A lifelong Long Islander, Cara brings a strong work ethic, deep local knowledge, and a genuine commitment to her clients with every transaction. Contact Cara today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
    537
    /850
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Oct 4th, 2022 - Current

    Year Started

    2022

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1110518
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.