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Cara Cuhna - Senior Loan Officer | NMLS  1110518 in Melville, NY
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Cara Cuhna

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Senior Loan Officer | NMLS 1110518

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Cara Cunha (NMLS #1110518) is a premier mortgage loan officer and local lending expert in Melville, New-York. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Cara provides comprehensive home fina... Show More
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    Samantha J
    Posted on September 1st, 2026 07:50 PM
    We had an amazing experience with Cara! She was knowledgeable, responsive, and made the entire mortgage process smooth and stress-free. She was always available to answer our questions and truly went above and beyond for us. We highly recommend...
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    Samantha K
    East Northport, NY
    Posted on August 31st, 2026 03:15 PM
    We had an amazing experience with Cara! She was knowledgeable, responsive, and made the entire mortgage process smooth and stress-free. She was always available to answer our questions and truly went above and beyond for us. We highly recommend...
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    Reply from Cara Cuhna
    September 7th, 2026 02:07 PM
    Samantha, I'm grateful for your kind words. It's nice to hear that my responsiveness and knowledge made your mortgage process smooth and stress-free. I'm happy I could be there to answer questions and support you throughout. Thank you for your...
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    Nadia T
    Medford, NY
    Posted on August 22nd, 2026 11:17 PM
    Cara is not only personable but she's knowledgeable and thorough. Cara provided expertise where needed and her candid nature was what made me return to her after years of waiting. When I decided i wanted to move forward with this process i...
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    Reply from Cara Cunha
    August 28th, 2026 06:31 PM
    Nadia, I'm grateful for your kind words. It's wonderful to hear that my expertise and candid nature were valuable to you in this process. I'm pleased to have been a part of your journey. If you need any further assistance, please feel free...
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    Danielle I
    Freeport, NY
    Posted on August 12th, 2026 12:34 PM
    Cara and her entire team at Embrace were extremely communicative and honest. they were able to walk me through the entire process as a first time homebuyer. Thank you all so much!
    Reply from Cara Cunha
    August 17th, 2026 06:38 PM
    Danielle, I appreciate your kind words. I'm pleased to know that our communication and guidance were helpful during your journey as a first-time homebuyer. Thank you for trusting me and my team at Embrace Home Loans.
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    Gabrielle C
    Posted on July 24th, 2026 10:34 AM
    Amazing from start to finish. Communication was above and beyond
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    John C
    Massapequa, NY
    Posted on July 24th, 2026 10:34 AM
    Communication and always went above and beyond
    Reply from Cara Cunha
    July 29th, 2026 05:09 PM
    John, I appreciate your feedback. I'm glad to know that the communication met your expectations and that I could go above and beyond for you. If you need any further assistance, please don't hesitate to reach out.
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    Kelly P
    Ronkonkoma, NY
    Posted on July 17th, 2026 10:57 AM
    We can't thank you enough Cara! We would not have made it through this process without you!
    Reply from Cara Cunha
    July 22nd, 2026 01:49 PM
    Kelly, I'm so grateful for your kind words. I'm happy to have been able to support you through the process. If you need anything else, please feel free to reach out.
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    Justin P
    Ronkonkoma, NY
    Posted on July 14th, 2026 04:06 PM
    Cara was incredible. She was always available, explained everything thoroughly, and was always in our corner when we needed her. She is the only loan officer we would ever use!
    Reply from Cara Cunha
    July 20th, 2026 08:06 PM
    Justin, thank you for your wonderful review. I'm glad to hear that you felt supported and well-informed throughout the process. It's truly rewarding to know that you trust me with your loan needs. If there's anything else I can do for you,...
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    Marianne W
    Merrick, NY
    Posted on June 26th, 2026 01:01 PM
    Cara was fabulous! She went above & beyond throughout the process! Very happy working with Cara
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    Diane W
    Mastic, NY
    Posted on June 22nd, 2026 02:14 PM
    Cara is knowledgable and always accessible. She made the home buying process exceptional for our client and painless for me. I highly recommend to all my clients and look forward to working with her in the future.
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    About
    Cara Cunha (NMLS #1110518) is a premier mortgage loan officer and local lending expert in Melville, New-York. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Cara provides comprehensive home financing solutions with Embrace Home Loans. Cara Cunha, a Producing Sales Manager at Embrace Home Loans, is passionate about helping buyers navigate the mortgage process with confidence, clarity, and care. A lifelong Long Islander, Cara brings a strong work ethic, deep local knowledge, and a genuine commitment to her clients with every transaction. Contact Cara today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Oct 4th, 2022 - Current

    Year Started

    2022

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1110518
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.