Embrace Home Loans - Basking Ridge, NJ

Basking Ridge, NJ

4.97

(3,817)

Mortgage

Mortgage Loan Officer

Contact Info

(855) 612-9398

Basking Ridge, NJ

https://www.embracehomeloans.com/location/new-jersey/basking-ridge

Location & Business Hours

Business Hours

Tues

9 AM to 5 PM

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

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4.97

(3,817)

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Joe is a very committed, experienced & most importantly very transparent. Always explains everything with pros and cons and help see financial impact in long term to take a proper decision. His suggestion were very helpful in buying home for...

Embrace Home Loans - Basking Ridge, NJ has received a review with 5 star rating from Josphen Y

Brian is extremely helpful and responsive. He's always happy to hop on the phone or text to walk through something. He provides a really great service , and I couldn't recommend him more.

Reply from Brian Woltman

March 13th, 2026 03:21 PM

I'm really glad to know that you found my assistance helpful and responsive, Norbert. It's important to me to be available and offer clear guidance whenever needed. Thank you for your recommendation, and don't hesitate to get in touch if there's...

he is thorough and does his research before any communication/phone call. Presents clear and unbaised mortgage options. This makes me trust him even more. I was with him when he was with the previous firm. As soon as I found out he is moving,...

Reply from Michael Colella

March 13th, 2026 05:20 PM

Vikas, I truly appreciate your trust and continued support. Providing clear and unbiased options is central to my approach, and I'm glad to hear that it has reinforced your confidence in working with me. It's great to know my efforts have helped...

All of the steps were so easy to follow and keep track of in the app. Everything was always explained to me and any questions were always answered promptly.

Reply from Michael Puorro

March 10th, 2026 07:59 PM

Julie, I'm really pleased to hear that you found the process easy to follow and track through the app. It's important to me that everything is clearly explained and questions are addressed swiftly. If you have any more questions or need further...

We had a wonderful experience. Tom has been a wealth of knowledge and has helped Answer any questions. We truly felt like he cared about our best intetests. Thanks again!

Reply from Tom Cifichiello

March 9th, 2026 01:25 PM

I'm grateful for your feedback, Dustin. It's important to me that you felt I had your best interests at heart. If you have any more questions or need further assistance in the future, I'm here to help.

Working with Michael has always been a pleasure. He knows whats best for his client. His knowledge around loans and processes around it is incredible. I have referred him to my peers around. Amazing transparency & communicatio skills.

Reply from Michael Colella

March 9th, 2026 02:09 PM

I'm grateful for your kind words, Neha. It's important to me to provide knowledgeable and transparent service to my clients, and I'm pleased to know that you feel confident in referring me to your peers. Thank you for your trust and support—it...

I was in a difficult situation where a previous lender rejected my app due to the property not having any comps in the area after appraisal. They had told me I would not be able to get any conventional loan, but Michael didn't agree with them...

Reply from Michael Potoczak

March 9th, 2026 06:21 PM

It's great to hear that I could assist you in navigating such a challenging situation, Beckie. I'm glad we could find a solution that worked for your needs, even amid the complexities. I appreciate your understanding and patience throughout...

Response time

As a real estate professional, I know that a smooth closing depends entirely on the strength of the lender. I recently worked with Brian on a transaction, and his performance was top-tier. He was proactive, hit every deadline, and kept my buyers...

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Year Started

2016

Time Zone

Eastern Standard Time (EST)

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.