

Cindy Williams
Loan Officer | NMLS #289339

Hello, my name is Cindy Williams and I am Loan Officer | NMLS # 289339 based out of Modesto. Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the clien...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Cindy communicated very clearly throughout our transaction. She was a pleasure to work with:)
Reply from Cindy Williams
June 18th, 2026 04:56 PM
Thank you, Dail, for sharing your experience. It was a pleasure working with you as well
CINDY WAS VERY HELPFUL AND KNOWLEDGEABLE ABOUT THE ENTIRE PROCESS. SHE WAS ABLE TO ANTICIPATE ANY POSSIBLE ISSUES AND DEALT WITH IT BEFORE IT EVEN BECAME A ISSUE. WE WOULD RECOMMEND CINDY TO ANY OF OUR FAMILY AND FRIENDS THAT ARE LOOKING TO...
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Reply from Cindy Williams
April 8th, 2026 06:00 PM
Thank you Bryan
Enjoy that beautiful new home!
How quick you where able to get the loan done.
Reply from Cindy Williams
April 6th, 2026 05:30 PM
Thanks so much for letting me help you with your loan, Enjoy that beautiful new home!
Her personal and professional attention and knowledge. She thinks outside the box and gets the work done. She is also very nice.
Reply from Cindy Williams
March 16th, 2026 04:22 PM
Thank you, Darcy, for your thoughtful review. I'm happy that my personal and professional approach made a positive impression on you. It's important to me to find creative solutions and ensure the work is completed effectively. Your kind words...
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Cindy was in contact with me through every step of the way. Communication was great. Prompt with everything. Smooth transaction.
Reply from Cindy Williams
March 16th, 2026 04:15 PM
I'm glad to know that you appreciated the communication throughout each step and found the transaction smooth. It's always my aim to ensure a seamless experience for my clients. Thank you for the positive feedback, Patrick, and for choosing...
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Cindu's professionalism & communication skills are second to none.
Reply from Cindy Williams
September 11th, 2025 05:44 PM
Thank you Leo
It was a pleasure working with you and your seller. I look forward to working with you again in the near future
Cindy was the perfect agent to work with. Highly recommen!
Reply from Cindy Williams
September 11th, 2025 05:47 PM
Thank you Daniel
I'm so happy to have been a part of this journey with you and Jamie. Congrats on your new home!
Cindy takes the time to explain everything in detail, every step of the way! Very patient and always answers her phone, or calls you right back if she happens to be on a call! Great personality and you can tell she actually cares!! Cannot say...
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Reply from Cindy Williams
August 28th, 2025 07:18 PM
It was a pleasure working with you and Daniel. You made my job very easy. It's now time for new adventures. New home, new town, and a new job. I couldn't be happier for you!!!
Very pleasant to work with. Kept me updated on status of file.
Reply from Cindy Williams
September 11th, 2025 05:46 PM
Thank you Candice
It was a pleasure working with you. Great team work!!! I look forward to working with you again
Great and cheery person Very easy to communicate with my parents and I. kept me updated on all things. made it easy for signing all paper work. I would recommend her to any of my family and friends. words cant"t describe how thankful I am for...
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Reply from Cindy Williams
September 11th, 2025 05:49 PM
Thank you Jenny
I know if was a rough road getting here but your hard work got you into your home. Congratulations!!!!
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About
Hello, my name is Cindy Williams and I am Loan Officer | NMLS # 289339 based out of Modesto. Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Contact me today so we can make your home buying dreams a reality!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Memberships
- LARYPN
- Modesto Christian Youth Football Board Member
- Central Valley Association of Realtors
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 289339
Awards

Volunteer of the y...
Hobbies
- spending time with my twin grandbabies
- watching my son coach high school football
- hiking in Lake Tahoe
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235