

Mission Valley, San Diego, CA
San Diego, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Mission Valley has received a review with 5 star rating from Jessica R
Reply from Emerson Nogueira
March 9th, 2026 03:10 PM
I'm grateful for your positive rating, Jessica. Thank you!
Quick, clear communication. Prompt responses. Detailed information on the steps and what is needed at any given time. They made my life easier in obtaining my mortgage by making the process smooth.
Reply from Carmody Team
March 4th, 2026 02:51 PM
Matthew, I appreciate your feedback on the clarity and promptness of my communication. It's important to me that the mortgage process feels smooth and manageable. If you have any more questions or need further assistance, please feel free to...
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Our lender was Amy, she did so much more than just tell us what we were approved for and move on. She took the time to break everything down in a way that made sense, showing us estimated monthly payments and helping us understand how each...
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Reply from Emerson Nogueira
March 9th, 2026 04:18 PM
Kristeen, it's truly gratifying to hear about your positive experience working with Amy. I’m pleased to know that she took the time to provide you with detailed insights and tailored her approach to fit your comfort zone. Her proactive nature...
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Service was friendly and professional
Reply from Carmody Team
March 2nd, 2026 04:34 PM
It's reassuring to know that you found the service both friendly and professional, Alan. I aim to provide a positive experience, so please feel free to reach out if there's anything else I can assist you with.
The experience was great overall because Brandon answered every question I had from the start. It was the first time I went through a home buying process so I needed to be walked through the process and he did just that !
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Reply from Emerson Nogueira
March 2nd, 2026 05:56 PM
Ricky, it's wonderful to hear that your home buying process went smoothly and that Brandon was able to assist you with all your questions. I'm glad that you felt supported and informed throughout this important step. Should you have any more...
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Great experience refinancing a second time with the team
Reply from Emerson Nogueira
March 2nd, 2026 02:27 PM
I'm glad to hear that your experience refinancing with me and the team went well, Phi. Thank you for choosing to work with us again! If you need any further assistance or have questions, feel free to reach out any time.
Mission Valley has received a review with 5 star rating from Nora G
Reply from Emerson Nogueira
March 2nd, 2026 05:20 PM
I'm grateful for your rating, Nora. If there's anything more you'd like to share, feel free to reach out.
James is the ultimate professional and Pam was always available to assist me in overcoming any roadblocks, with timely and responsive interaction. "Peace of Mind". It's the best phrase to describe the reassuring, tenacious approach of the team...
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Reply from Carmody Team
March 2nd, 2026 09:17 PM
Michael, I'm glad to hear that my efforts, along with Pam's timely support, provided you with peace of mind throughout the loan process. It's fulfilling to know that our approach made a difference for you. Should you need assistance again in...
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Randy and his team are incredibly knowledgeable professionals that communicate at a high level. We knew that they had our backs from the start and nothing changed through closing. 100/10 would recommend.
Reply from Emerson Nogueira
March 2nd, 2026 04:18 PM
Derrick, I'm glad to hear about your positive experience with Randy and his team. It’s fantastic that you felt supported from start to finish. Thank you for recommending their services so highly!
Michael C. And Joe Massey we're great on my refi! I really didn't have to do much; Michael reached out to me with options and my refi closed in less than 2 weeks. Very happy with this team and will continue to use/recommend them!
Reply from Emerson Nogueira
March 2nd, 2026 04:34 PM
Shelbs, I'm pleased to hear that your refinancing experience went smoothly. Michael and Joe will be delighted to know their efforts made a positive impact. Thank you for choosing to work with us and for your recommendation. If you have any...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235