Mission Valley, San Diego, CA

San Diego, CA

4.9

(1,848)

Mortgage

Mortgage Loan Officer

Contact Info

(888) 995-1256

San Diego, CA

https://www.s1l.com/

Location & Business Hours

Business Hours

Tues

9 AM to 5 PM

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

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4.9

(1,848)

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Experience.com

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4.77

(70)

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4.97

(477)

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Everything about the process was made easy with excellent communication and rapid follow up/follow through. Really had a good experience working with the Carmody team.

Reply from Carmody Team

March 25th, 2026 01:34 PM

I'm pleased to hear that your experience with the process was seamless, Justin. I strive to ensure effective communication and timely follow-ups to make things easier for you. If there's anything more I can do for you, please feel free to reach...

Benito Garza was awesome to work with during our home buying process. He was always quick to answer questions and made sure we understood everything along the way. The whole process felt smooth because he kept us informed and was always willing...

Reply from Emerson Nogueira

March 30th, 2026 06:24 PM

Daniel, it's great to hear that you had a smooth home buying experience with Benito Garza. I'm pleased to know he was able to assist you effectively and made the process easier. Thank you for taking the time to share your positive experience,...

Very blessed and thankful for the effort my loan officer Pedro Orozco put in to get us across the finish line. We have a beautiful brand new home for our family because Pedro kept working tirelessly 🙏🏿 if you want to become a home owner reach...

Reply from Emerson Nogueira

March 30th, 2026 01:53 PM

I'm truly pleased to hear about your positive experience with Pedro Orozco, Will. It's great that his dedication helped you achieve the goal of home ownership and get settled into a new home for your family. Thank you for sharing your feedback,...

Always great working with Carrie and her team! She always makes the process so seamless and is always in communication with my clients and I.

Reply from Emerson Nogueira

March 30th, 2026 04:00 PM

Valerie, it's wonderful to hear about your positive experience with Carrie and her team. I'm pleased that the process has been seamless for you and your clients. Your feedback truly means a lot, and I'm here if you ever need further assistance...

Vernon was an absolute pleasure to work with from start to finish. He was exceptionally communicative, keeping us well-informed and clearly explaining every step of the loan process so we always knew exactly what was needed and when. He responded...

Reply from Emerson Nogueira

March 30th, 2026 08:11 PM

Jim, I'm glad to hear about your positive experience working with Vernon. It's great that his clear communication and dedication made the loan process smooth for you. Being well-informed and receiving timely responses are crucial when closing...

Outstanding lender! Communication was excellent, he walked us through all our options, and he worked hard to get us closed on time. Highly recommend!

Reply from Joel Berman

March 23rd, 2026 07:48 PM

I'm grateful for your kind words and recommendation, Cesar. It’s important to me to ensure clear communication and provide a thorough overview of all your options. I'm pleased to hear that I was able to support you in closing everything on...

Outstanding lender! Communication was excellent, he walked us through all our options, and he worked hard to get us closed on time. Highly recommend!

Reply from Emerson Nogueira

March 23rd, 2026 05:12 PM

Cesar, your positive feedback really means a lot. I'm glad to hear that the communication met your expectations and that the process went smoothly. Thank you for recommending my services, and if you ever need assistance in the future, please...

I sought Jackie Murphy out after having worked with her for my original mortgage. She always provides sound advice and puts her experience in the industry to work for her clients. I look forward to working with her and her team again in the...

Reply from Emerson Nogueira

March 23rd, 2026 02:59 PM

It's great to hear that you had such a positive experience. I'm glad that my advice and industry experience have been helpful to you. Looking forward to assisting with any refinancing needs you might have down the line. Thank you for your trust...

We had an outstanding experience working with Leticia Romo at Synergy One Lending. From start to finish, Leticia was incredibly professional, knowledgeable, and truly dedicated to helping us through the entire process.One thing that really...

Reply from Emerson Nogueira

March 23rd, 2026 07:17 PM

Daniel, I'm truly pleased to hear about the positive experience you had working together. Assisting you through the process was a priority for me, and I'm delighted that my approach helped make it as smooth and informed as possible for you....

Luis truly made our home-buying experience something special. From the very beginning, he made the entire process feel simple, comfortable, and much less stressful than we expected. Buying a home can be overwhelming, but Luis was always there...

Reply from Emerson Nogueira

March 23rd, 2026 02:39 PM

Angela, it means a lot to know that I could make your home-buying experience more comfortable and positive. Buying a house is a significant step, and I'm glad I was able to support you throughout the journey. Helping you navigate the process...

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About

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Time Zone

Pacific Standard Time (PST)

Disclaimer

Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235